AmeriServ Presents: Bank Chats

Hosted by AmeriServ Financial, Inc.

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Latest episode

Jun 2026

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About the show

Financial education shouldn't be boring! Bank Chats combines a relaxed conversational style with experts from various fields to talk about banking and finance using terms that everyone can understand. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

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60 recent

June 9, 2026Episode 3235 min

Real Life Money Questions People Actually Ask

Comment via Text MessageOn this episode of 2 Cents, Drew and Jeff trade rapid-fire opinions on the money questions people keep searching for, from choosing time over pay, to deciding what’s actually worth spending money on. From emergency savings to wedding budgets, Drew and Jeff cover a wide range of topics.Leave us a comment, drop us a text, let us know what you want us to cover. Please check out our full library of episodes, which can be found on the Ameriserv.com website. You can also download or stream the podcast from your favorite podcast app. Credits:An AmeriServ Financial, Inc. ProductionMusic by SchneckMindHosted by Drew Thomas and Jeff MatevishThanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.DISCLAIMERThis podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

May 26, 2026Episode 3556 min

From Intake to Housing: How Homeless Shelters Work

Comment via Text MessageOn this episode of Bank Chats, Drew and Jeff sit down with Roxann Tyger, director of the Women’s Help Center and Community Help Center in Johnstown, Pennsylvania, to talk about what homelessness really looks like and why it can start with a small financial shock. They discuss how shelters triage needs, what barriers keep people stuck, and how services like transitional housing and financial literacy help people rebuild independence. We'd love for you to subscribe to the channel, but likes, shares, and comments also help us reach a larger audience, and we appreciate everyone.Resources:Women's Help CenterCommunity Help Center211.orgCredits:An AmeriServ Financial, Inc. ProductionMusic by SchneckMindHosted by Drew Thomas and Jeff MatevishThanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.DISCLAIMERThis podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

May 12, 2026Episode 3128 min

Winning A Car On TV Can Still Leave You Broke

Comment via Text MessageOn this episode of 2 Cents, Drew and Jeff dig into what really happens after you win money, trips, or prizes on a game show and why the celebration can come with a tax bill. We break down the hidden costs that don’t make it on camera, from 1099s to travel expenses to the risk of walking away with less than you think.Please check out our full library of episodes, which can be found on the ameriserv.com website.You can also download or stream the podcast from your favorite podcast app.Credits:An AmeriServ Financial, Inc. ProductionMusic by SchneckMindHosted by Drew Thomas and Jeff MatevishThanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.DISCLAIMERThis podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

April 21, 2026Episode 341 hr 11 min

The Nightmare After Christmas: Burst Pipes & Big Claims

Comment via Text MessageOn this episode of Bank Chats, our guest, Matt Noel, walks us through a Christmas pipe burst that dumped 12,000 gallons through a house and turned a finished move-in home into a six-month rebuild. We talk candidly about what a homeowner's insurance claim really demands from you, what gets reimbursed, and why good coverage and good people matter when everything is soaked.If you haven't yet subscribed, please consider doing so. But perhaps even more importantly, consider sharing our episodes with people you know who could benefit from the content.Credits:An AmeriServ Financial, Inc. ProductionMusic by SchneckMindHosted by Drew Thomas and Jeff MatevishThanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.DISCLAIMERThis podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

April 7, 2026Episode 3036 min

Trump Accounts Explained

Comment via Text MessageOn this episode of 2 Cents, Drew and Jeff break down Trump accounts in plain language and explain how the $1,000 federal seed works, what happens at age 18, and why taxes matter when the money comes out. They also compare them to 529 plans and show how even small monthly contributions can compound into meaningful retirement savings over decades. Please check out our full library of episodes which can be found on the Ameriserv.com website.Resources:trumpaccounts.govCredits:An AmeriServ Financial, Inc. ProductionMusic by SchneckMindHosted by Drew Thomas and Jeff MatevishThanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.DISCLAIMERThis podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

March 24, 2026Episode 331 hr 2 min

Pre-Need Planning and Perpetual Care Services

Comment via Text MessageOn this episode of Bank Chats, Drew and Jeff talk with Tim Walters, Senior Vice President and Director of Perpetual Care Services, about the money, contracts, and real-world choices behind funeral planning, including why so many families feel lost when decisions happen fast. We also push past the discomfort and spell out how a clear plan can reduce grief-driven stress while protecting your loved ones from surprise costs. Please like and subscribe to our show so that you never miss an episode.Resources:Funeral RuleCredits:An AmeriServ Financial, Inc. ProductionMusic by SchneckMindHosted by Drew Thomas and Jeff MatevishThanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.DISCLAIMERThis podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

March 10, 2026Episode 2920 min

Gold Prices, Myths, And Medals

Comment via Text MessageGold’s glow is hard to ignore when prices hover near highs. In this episode of 2 Cents, Drew and Jeff pull back the curtain on how gold prices are set, how to buy gold, and some other fun gold factoids surrounding the Olympics and St. Patrick's Day.If you enjoy this episode, follow the show, share it with a friend, and leave a quick review to help others find us. Got a question? Drop us a comment.Credits:An AmeriServ Financial, Inc. Production Music by SchneckMindHosted by Drew Thomas and Jeffrey MatevishThanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.DISCLAIMERThis podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

February 24, 2026Episode 3259 min

Chasing Gold: The Olympic Dream

Comment via Text MessageDan Barefoot was 1 of the nearly 3,000 athletes who competed in the 2026 Milano Cortina Winter Olympics. His journey, like many others', came at a cost. From sponsorships to crowdfunding, U.S. Olympic athletes raise capital for their training, travels, and more, to compete in the pinnacle of competitions. This episode "Bare"s a revisit.Subscribe, share this with a friend who loves the Winter Games, and leave a comment telling us: should the US better fund its Olympians?Resources:projectpushtogoldfund.orgBarefoot on IceCredits:An AmeriServ Financial, Inc. ProductionMusic by SchneckMindHosted by Drew Thomas and Jeff MatevishThanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.DISCLAIMERThis podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

February 10, 2026Episode 2839 min

Cupid Doesn’t Take Crypto, But Scammers Do

Comment via Text MessageLove stories rarely start with prepaid gift cards. As more relationships begin online, romance scams are rising fast, turning loneliness and hope into a con that empties bank accounts. We pull back the curtain on how scammers build quick emotional ties, test boundaries with small requests, and escalate to bigger asks through carefully scripted messages and believable cover stories.Don't forget to tap follow, hit like, and leave a quick review so others can find it. Tell us what topic you want next—we’re listening.Resources:IC3More Information on Romance/Dating ScamsCredits:An AmeriServ Financial, Inc. Production Music by SchneckMindHosted by Drew Thomas and Jeffrey MatevishThanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.DISCLAIMERThis podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

January 20, 2026Episode 3157 min

From Safety To Interest: How To Use Credit Cards Without Getting Burned

Comment via Text MessageHoliday magic fades; the bill does not. On this episode of Bank Chats, we dig into credit cards—where they shine for fraud protection, travel, and big-ticket purchases—and where they can bite you, with interest, fees, and credit score dings.Don't forget to follow the show, share it with a friend, and leave a quick review. What should we unpack next?Credits:An AmeriServ Financial, Inc. Production Music by SchneckMindHosted by Drew Thomas and Jeffrey MatevishThanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter.DISCLAIMERThis podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.