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A Little Bit Richer

A Little Bit Richer

Hosted by Legal & General

EducationSocietyCultureInterviews guests

Episodes

84

Latest episode

Jul 2026

Language

EN-GB

About the show

'A Little Bit Richer' is the podcast that aims to help us all get a grip on our financial futures, brought to you by financial broadcaster and author Iona Bain and Legal & General. Maybe you’ve bought a home or started a family or would like to one day. You’re starting to think ahead a little. Have you thought about how you could be a little bit richer in the future? We can all do with some insight and advice on how best to plan and manage the financial side of life. So that’s what ‘A Little Bit Richer’ from Legal & General explores. We talk to leading experts and dive into topics like - How much money do you need to stop working? What’s the stronger investment - your property, or your pension? How can you help your children to be more financially savvy? Together, we’ll build a better and brighter financial future for us all. ‘A Little Bit Richer’ from Legal & General is out every fortnight. Follow us now on your favourite podcast app. The views and thoughts expressed on this podcast are those of the individuals and don’t necessarily represent those of Legal & General. This podcast does not constitute or replace financial advice. Content was relevant at the time of recording and is intended for a UK audience. Check out Legal & General's Youtube: https://www.youtube.com/@legalandgeneral Check out Legal & General's TikTok: https://www.tiktok.com/@legalandgeneral

Listen to episodes

60 recent
August 13, 202620 min

How Much Does Being Healthy Cost?

How much time and money should you invest in being healthy? With so much noise and choice out there, it’s easy to forget the fundamentals of a healthy and balanced lifestyle. We’re unpacking the key areas to prioritise and help protect our health and wellness now and in the future. In this episode of A Little Bit Richer, host Iona Bain is joined by GP, health educator and presenter Dr Tosin. Best known for her work on the BBC's Operation Ouch, Dr Tosin joins Iona to explore what it really means to invest in your health. From nutrition and exercise to rest and recovery, they discuss the everyday choices that can have a long-lasting impact on our health and wellbeing. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Check out Dr Tosin on https://www.instagram.com/drtosinofficial Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

July 30, 202620 min

Think you'd never fall for it? The new scams targeting millennials

With scams rising at an alarming rate and AI giving fraudsters unlimited new ways, it’s getting harder and harder to recognise what’s real. Stats show 18-34 year olds are twice as likely to be targeted as older people. So knowing how to recognise new methods, protect yourself and spot the red flags has never been more important. In this episode of A Little Bit Richer, our host Iona Bain is joined by Harleen Nottay, presenter and reporter on the BBC’s award winning Scam Interceptors. Harleen shares some eye-opening stats and facts, practical advice and simple steps that will help you protect everything you've worked so hard to build. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Check out Harleen on https://www.instagram.com/harleennottay Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.  See omnystudio.com/listener for privacy information.

July 16, 202619 min

Money Lessons All Kids Should Learn

What age did you learn about money and how has it shaped your relationship with it now? Research suggests that core money habits are often set by age 7, which means the conversations we have with children today could shape their entire financial future. So how do we make sure those conversations are happening in a way that's age appropriate, engaging and actually sticks? In this episode of A Little Bit Richer, our host Iona Bain is joined by Leon Ward from financial education charity, Money Ready. Leon breaks down the simple, practical and highly effective ways to get children engaged with money from an early age, helping to build the financial foundations that will shape their future. Plus, he explains why financial literacy is one of the most important gifts we can give a child, and why starting early makes all the difference. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Check out Money Ready and their work here: https://moneyready.org/ Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.  See omnystudio.com/listener for privacy information.

July 2, 202619 min

Is Financial Freedom Real?

How much money would you need to feel financially free? It’s a tricky question to answer for many and understandably. If we haven’t sat down to work out what financial freedom means to us, how can we ever know what it will take to get there? We all want to have a strong financial future and live life on our own terms, but what does that look like in practice? And how can we do it faster? In this episode of A Little Bit Richer, our host Iona Bain is joined by financial content creator Sammie Ellard-King, known across social media as Up the Gains. He’s helping people get financially fit with his podcast, The Money Gains and his Gains app. Together they explore ways to help work out what financial freedom means to you, how to figure out your ‘number’ and the habits and steps you can make to close the gap between where you currently are and where you want to be.   You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Check out Sammie Ellard-King and Up the Gains on Instagram https://www.instagram.com/upthegainsmoney/ and on TikTok https://www.tiktok.com/@upthegainsmoney Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

June 18, 202617 min

The Smartest Investment You Can Make (Is You!)

Self-worth and financial worth are interlinked, yet many of us don’t prioritise this. Your personal growth is your biggest asset. By regularly investing in you and your development, you will likely see some serious returns in your earning potential.    In this episode of A Little Bit Richer, our host Iona Bain is joined by Amy Kean - Founder of Good Shout - a learning and development company helping people communicate with confidence. Amy explains how we should all be continually learning and investing in ourselves - as well as finding ways to boost our confidence and let our unique and authentic voice be heard. This increase in self-worth matters way more to your bank balance than you might think. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Check out Amy Kean and Good Shout here Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

June 4, 202616 min

Sort Your Life (and Death!) Out

We all have to do life admin, but some tasks feel far heavier than others. And so, many of us avoid doing them altogether. Whether it’s having an up-to-date Will, nominating your pension beneficiaries, or figuring out who you’d want to act on your behalf if something were to happen, this is the kind of life or death admin many of us run from - until we can’t! In this episode of A Little Bit Richer, our host Iona Bain is joined by Mike Hiner, who’s an estate planner from Strategic Asset Protection. Together they discuss the practical steps, common misconceptions and the small actions you can take now that will make a huge difference for the people you would leave behind. From choosing who you’d like to benefit from any cherished possessions and savings to ensuring the paperwork is legally binding - we are making the conversation around this important admin feel a little less overwhelming.   You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer You can find Mike on TikTok @theassetprotectionguy Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

May 21, 202619 min

Is Your Attitude To Money Making You Poorer or Wealthier?

How does your attitude towards money affect your current finances and shape your long-term financial wellbeing? And where does this mindset come from? From your spending and saving habits to how much you can earn and what you think you’re worth. It has all been quietly shaped by your family, your upbringing and your friends. All the little messages you were absorbing without even realising have played a part in shaping your attitude towards finances or money script. And it ultimately shapes your future financial wellbeing. In this episode of A Little Bit Richer, our host Iona Bain is joined by Selina Flavius, Financial Coach and Author of Black Girl Finance. Selina went from having a huge fear around money and debt, to shifting her attitude and allowing herself to thrive financially. Together they delve into the different money scripts we have, the behaviours they encourage and how we might want to re-write them if they’re not serving us. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer For more information on Selina Flavius and to see her work, you can check out Black Girl Finance Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

May 7, 202619 min

Family Planning - Talking Numbers Not Nappies

Parenthood changes everything- including your bank balance. With shifts in your income, sleep deprivation and little ones to care for, how do you make sure your money is working as hard as you are? From parental leave rights and pension gaps to childcare costs and budgeting on a tighter income, the financial side of starting a family can feel overwhelming. But it doesn't have to. In this episode of A Little Bit Richer, our host Iona Bain is joined by Katie Guild, mum and co-founder of Nugget Savings - the online financial community, offering membership, masterclasses and the tools to help parents forecast and plan whilst navigating their money and their rights Together they explore all the financial aspects of starting and raising a family, childcare support and ways to thrive while balancing it all. So whether you're thinking about starting a family, already expecting or in the thick of those early years- this one's for you. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer For more information on managing finances and your rights when starting a family, check out Nugget Savings website Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

April 23, 202619 min

Under The Bonnet On Car Finance: What You Need To Know

Buying a car used to be relatively simple. But with so many options and ways to buy nowadays, it can be tough to know which option is best and what you’re actually signing up for. With approximately 80% of new cars in the UK now bought on finance, it’s a decision millions of people are making, often without fully understanding the options and the impact on their long-term finances.  In this episode of A Little Bit Richer, our host Iona Bain is joined by Stuart Masson, founder of The Car Expert. Stuart unpacks the economics of car ownership and shares lots of knowledge to help you understand the fine print behind car buying and how choosing the wrong option now can impact your future finances. From HP, to PCP, to taking out a personal loan, Stuart breaks down what the different finance options actually mean, the hidden costs to watch out for, and how to decide what is best for you. So if you’ve been considering a new set of wheels, this episode will help you better understand all the ways you can pay for it and the pros and cons of each option. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer For more information on car buying check out The Car Expert website Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

April 9, 202612 min

Your Workplace Pension - The Easiest Way To Build Wealth?

If you think pensions are complex and something to put off for another day, then this episode is probably for you. In this episode of A Little Bit Richer, our host Iona Bain is joined by Tom Trennery from the Workplace Pensions team at L&G to recap the basics. Tom highlights how the choices we make about our pension savings now will impact the life we can live in later years.   Tom breaks down why your workplace pension might actually be one of the easiest (and smartest) ways to build long-term wealth. And together, they unpack how it all works, from your contributions, your employer’s top ups (aka “free money”) and why tax perks make workplace pensions so powerful. If you’ve not taken much notice of your workplace pension, this episode will help you feel more in control. Tom shares practical tips to help you boost your pension pot over time, without too much of an impact on your current lifestyle - and ultimately reminds us that making smart moves today will help you have the life you want tomorrow. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer The pension consolidation episode that Tom & Iona reference is called: The Easy Explainer to combining your pension savings The Easy Explainer on Combining Your Pension Savings - A Little Bit Richer - Omny.fm Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.

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