Empower Your Retirement

Hosted by Frank and Frankie Guida

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Episodes

269

Latest episode

Oct 2026

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About the show

Welcome to Empower Your Retirement podcast, your trusted companion on the path to retirement prosperity. As the cornerstone of financial security for families and individuals, we're dedicated to making your retirement dreams a reality. Dive into insightful discussions led by the Guida family, renowned for their decades of experience in financial planning and wealth management. Tune in to our podcast as we share actionable insights, insider tips, and expert advice to navigate the complexities of retirement planning. Whether you're aiming to maximize your savings, minimize risks, or optimize your investment portfolio, we're here to guide you every step of the way. Join us at A Better Way Financial, where your retirement success is our priority. Follow or subscribe now and embark on the path to a brighter financial future. Learn more about A Better Way Financial here . Connect with us on social: Facebook , LinkedIn and YouTube .

Listen to episodes

60 recent

October 20, 202611 min

Why Gen Z Is Becoming the Roth Generation

Why are Gen Z investors embracing Roth accounts while many retirees wish they had started sooner? In this episode, Frank and Frankie Guida discuss why Roth IRAs and Roth conversions are gaining attention across generations. They explore how tax diversification, required minimum distributions, future tax rates, and retirement income planning can influence long-term financial decisions. The conversation also highlights common tax challenges retirees face and how different planning strategies may help align retirement goals with evolving tax situations. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here ! Buy Frank's book! Amazon Best Seller, “ The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams .” Buy Frankie's book! Amazon Best Seller, " "A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

October 13, 202610 min

Could Social Security Changes Reshape Your Retirement Plan?

Could a change in Social Security benefits have a bigger impact on retirement than many people realize? In this episode, Frank and Frankie Guida discuss why women often face unique retirement income challenges, how survivor benefits can affect long-term financial planning, and why Social Security decisions deserve careful consideration. They also explore the role of pensions, retirement income strategies, tax efficiency, and preparing for inflation over a potentially lengthy retirement. Plus, hear a real-life case study highlighting how coordinated planning can help address retirement income needs after the loss of a spouse. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here ! Buy Frank's book! Amazon Best Seller, “ The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams .” Buy Frankie's book! Amazon Best Seller, " "A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

October 6, 202611 min

The Missing Piece in Most Retirement Plans

What if the biggest missing piece in your retirement plan isn’t an investment, but a clear picture of what retirement actually looks like for you? In this episode of Empower Your Retirement, Frank and Frankie Guida discuss why defining your retirement goals comes before choosing investments, how income, taxes, estate planning, and risk management fit together, and why a personalized retirement roadmap can help bring all the pieces into focus. They also share a real-world retirement planning example that highlights the value of connecting financial decisions to personal goals. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here ! Buy Frank's book! Amazon Best Seller, “ The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams .” Buy Frankie's book! Amazon Best Seller, " "A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

September 29, 202610 min

How Do You Know When It’s Really Time to Retire?

Is retirement a date on the calendar, or a decision shaped by purpose, health, and financial readiness? In this episode, the conversation explores how to determine when the time is right to retire, why the answer is different for everyone, and the role a financial roadmap can play in the decision-making process. Frankie Guida and Noah Williams discuss Social Security timing, Medicare considerations, retirement lifestyle goals, and how understanding your financial picture can help shape your next chapter. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here ! Buy Frank's book! Amazon Best Seller, “ The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams .” Buy Frankie's book! Amazon Best Seller, " "A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

September 22, 202611 min

The Retirement Tax Surprise Many Savers Never See Coming

A surprise tax bill in retirement could come from the money you worked years to save. In this episode, Frank and Frankie Guida discuss how Required Minimum Distributions (RMDs) can affect taxes, Social Security taxation, and Medicare premiums. They explain why retirees should pay attention to tax planning before RMDs begin, how Roth conversions may fit into a retirement strategy, and why passing assets to heirs can involve more than just investment growth. Learn about key considerations that can help shape a more tax-efficient retirement plan. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here ! Buy Frank's book! Amazon Best Seller, “ The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams .” Buy Frankie's book! Amazon Best Seller, " "A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

September 15, 202610 min

Could Your Retirement Success Lead to a Tax Problem?

Could your retirement income create a larger tax bill than you expected? In this episode, Frank and Frankie Guida discuss how taxes, required minimum distributions (RMDs), taxable accounts, and Social Security taxation can affect retirement income. They explain why tax planning before RMDs begin may be an important consideration and share a case study of a couple preparing for retirement with concerns about future taxes. The conversation explores strategies for improving tax efficiency, evaluating different account types, and understanding how retirement income sources may impact long-term financial decisions. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here ! Buy Frank's book! Amazon Best Seller, “ The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams .” Buy Frankie's book! Amazon Best Seller, " "A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

September 8, 202610 min

Can You Retire Sooner Than You Think?

What if the biggest retirement question isn't whether you can retire, but whether you're ready to? In this episode of Empower Your Retirement, Frank and Frankie Guida explore the financial and emotional sides of leaving the workforce. They discuss defining your retirement lifestyle, understanding income needs, aligning goals with your spouse, and evaluating whether your savings support the retirement you envision. The conversation also highlights why retirement planning is personal and how having a formal plan can provide clarity when deciding when to step away from work.. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here ! Buy Frank's book! Amazon Best Seller, “ The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams .” Buy Frankie's book! Amazon Best Seller, " "A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

September 1, 202612 min

Is Your Retirement Income Plan Missing a Key Piece?

Could a reliable income stream be the missing piece in your retirement plan? In this episode, Frank Guida and Frankie Guida discuss the role of income planning in retirement and why some retirees value predictable income sources. They explore how pensions and annuities fit into a retirement strategy, considerations around Social Security claiming decisions, and ways to evaluate investment risk, taxes, and income needs. The conversation also highlights a real-world planning scenario that shows how different retirement timelines can impact long-term retirement income. . Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here ! Buy Frank's book! Amazon Best Seller, “ The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams .” Buy Frankie's book! Amazon Best Seller, " "A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

August 25, 202610 min

Why Staying in a Traditional IRA May Be the Right Move

Is a Roth conversion always the right move, or could keeping money in a traditional IRA make more sense? In this episode, Frankie Guida explores why traditional IRAs remain an important retirement planning tool and discusses situations where delaying taxes may be more beneficial than converting to a Roth. He breaks down the advantages and tradeoffs of both approaches, including tax deductions, required minimum distributions, future tax considerations, and retirement income planning. The conversation highlights why retirement tax strategies should be based on individual circumstances rather than broad assumptions. . Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here ! Buy Frank's book! Amazon Best Seller, “ The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams .” Buy Frankie's book! Amazon Best Seller, " "A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

August 18, 202612 min

Is the Rule of Thirds Too Simple for Today’s Retirees?

Is a simple retirement formula helping you plan or oversimplifying one of the biggest financial decisions of your life? In this episode, Frank Guida and Frankie Guida examine the popular “Rule of Thirds” and discuss why retirement planning may require more than a one-size-fits-all approach. They explore income sources, investment allocation, risk management, inflation, and the importance of tailoring a strategy to individual goals and circumstances. The conversation also highlights how personalized retirement planning can help evaluate income needs, portfolio risk, and long-term financial decisions. . Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here ! Buy Frank's book! Amazon Best Seller, “ The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams .” Buy Frankie's book! Amazon Best Seller, " "A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

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