1715 Treasure Coast Financial Wellness with Thomas Davies

Hosted by Davies Wealth Management

Business Investing Entrepreneurship Education

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Episodes

229

Latest episode

Aug 2026

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About the show

Welcome to 1715 Treasure Coast Financial Wellness , a dynamic and insightful podcast designed to guide you through the intricate landscape of wealth management and financial growth. We believe that understanding and managing your finances should be an empowering journey, and our show is here to provide you with the knowledge and strategies to achieve just that. Join us for engaging conversations with seasoned wealth advisors, financial planners, investment experts, and successful entrepreneurs. Our guests share their expertise, tips, and success stories to inspire and educate you on how to build and manage your wealth effectively. Each episode offers a deep dive into various financial topics, such as investment portfolios, retirement planning, tax optimization, estate planning, risk management, and more. We strive to equip you with the tools and understanding needed to make informed decisions and elevate your financial life. Key Highlights: Expert Interviews: Gain valuable insights and advice from a diverse range of financial experts, each bringing a unique perspective and expertise to help you achieve your financial goals. 2. Practical Strategies: Learn actionable strategies and proven methods to enhance your financial well-being, increase your wealth, and secure your financial future. 3. Success Chronicles: Listen to inspiring success stories of individuals who have overcome financial challenges and achieved remarkable milestones, providing valuable lessons and motivation for your own journey. 4. Economic Insights: Stay informed about the latest economic trends, market updates, and financial news to stay ahead in an ever-evolving financial landscape. 5. Interactive Q&A: Engage with us through our Q&A sessions, where we address your specific financial questions and provide expert advice tailored to your needs. Embark on a transformative journey towards financial success and tune in to 1715 Treasure Coast Financial Wellness on your favorite podcast platform. Subscribe today, and let's elevate your wealth together! Note: The podcast is for informational purposes only and should not be considered as financial advice. Please consult with a qualified financial advisor before making any financial decisions.

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60 recent

September 11, 202621 min

Retirement Books Financial Advisors Actually Recommend Reading

Send us Fan Mail What if the retirement book everyone's raving about is only giving you half the picture? In this episode, we break down the retirement planning books that fiduciary advisors actually recommend — the ones circulating in study groups, shared with serious clients, and dog-eared by planners who do this work every day. These aren't airport bestsellers. They're frameworks that genuinely shape how people think about wealth management, tax strategy, and building income that lasts. But here's the honest truth: even the best book cannot account for your pension, your concentrated stock position, or the adult children counting on an inheritance. The gap between a great financial planning concept and your actual life is where real advice happens. We'll tell you which books are worth your time and exactly where each one falls short. Ready to talk? Schedule a complimentary discovery call at TDWealth.net. For educational purposes only. Not investment advice. 📖 Full show notes: https://tdwealth.net/retirement-books-financial-advisors-actually-recommend-reading/ ✅ BOOK AN APPOINTMENT TODAY: https://davieswealth.tdwealth.net/appointment-page =========================================================== 🔴 SEE ALL OUR LATEST BLOG POSTS: https://tdwealth.net/articles Website: https://tdwealth.net Social Media: https://www.facebook.com/DaviesWealthManagement https://twitter.com/TDWealthNet https://www.linkedin.com/in/daviesrthomas https://www.youtube.com/c/TdwealthNetWealthManagement Davies Wealth Management 684 SE Monterey Road Stuart, FL 34994 772-210-4031 DISCLAIMER Davies Wealth Management makes content available as a service to its clients and other visitors, to be used for informational purposes only. Davies Wealth Management provides accurate and timely information, however you should always consult with a retirement, tax, or legal professionals prior to taking any action.

September 8, 202623 min

Florida DROP Program: Is It Worth It and Who Should Join?

Send us Fan Mail Are you a Florida public employee wondering if the DROP program is the right move before you walk out the door for good? In this episode, we break down exactly how the Deferred Retirement Option Program works through the Florida Retirement System — and more importantly, whether it actually makes sense for your situation. DROP can be a powerful retirement planning tool, but the decision is largely irreversible, which means getting it right matters enormously. We cover who qualifies, how your retirement benefit accumulates during the DROP period, and the key financial planning considerations you need to evaluate before enrolling. Whether you are a teacher, state employee, or municipal worker, understanding the numbers behind DROP could significantly impact your long-term financial picture. Don't make this decision without getting a clear, fiduciary perspective first. Ready to talk? Schedule a complimentary discovery call at TDWealth.net. For educational purposes only. Not investment advice. 📖 Full show notes: https://tdwealth.net/florida-drop-program-is-it-worth-it-and-who-should-join/ ✅ BOOK AN APPOINTMENT TODAY: https://davieswealth.tdwealth.net/appointment-page =========================================================== 🔴 SEE ALL OUR LATEST BLOG POSTS: https://tdwealth.net/articles Website: https://tdwealth.net Social Media: https://www.facebook.com/DaviesWealthManagement https://twitter.com/TDWealthNet https://www.linkedin.com/in/daviesrthomas https://www.youtube.com/c/TdwealthNetWealthManagement Davies Wealth Management 684 SE Monterey Road Stuart, FL 34994 772-210-4031 DISCLAIMER Davies Wealth Management makes content available as a service to its clients and other visitors, to be used for informational purposes only. Davies Wealth Management provides accurate and timely information, however you should always consult with a retirement, tax, or legal professionals prior to taking any action.

September 4, 202620 min

Couple Retirement Planning: Why One Number Will Fail You Both

Send us Fan Mail Two lives, one retirement plan — and that's exactly where high-net-worth couples go wrong. If you and your spouse are treating your retirement as a single financial event, you may be leaving serious money on the table or walking into a tax nightmare you never saw coming. In this episode, we break down why using one combined number in your retirement planning is a costly oversimplification — especially when you have $1 million or more in investable assets. From staggered retirement dates and Social Security timing to healthcare costs and wealth management strategies that work for two distinct financial lives, we cover what fiduciary, fee-based financial planning actually looks like for couples navigating this transition. Whether you're five years out or already retired, this conversation will change how you think about your shared financial future. Ready to talk? Schedule a complimentary discovery call at TDWealth.net. For educational purposes only. Not investment advice. 📖 Full show notes: https://tdwealth.net/couple-retirement-planning-why-one-number-will-fail-you-both/ ✅ BOOK AN APPOINTMENT TODAY: https://davieswealth.tdwealth.net/appointment-page =========================================================== 🔴 SEE ALL OUR LATEST BLOG POSTS: https://tdwealth.net/articles Website: https://tdwealth.net Social Media: https://www.facebook.com/DaviesWealthManagement https://twitter.com/TDWealthNet https://www.linkedin.com/in/daviesrthomas https://www.youtube.com/c/TdwealthNetWealthManagement Davies Wealth Management 684 SE Monterey Road Stuart, FL 34994 772-210-4031 DISCLAIMER Davies Wealth Management makes content available as a service to its clients and other visitors, to be used for informational purposes only. Davies Wealth Management provides accurate and timely information, however you should always consult with a retirement, tax, or legal professionals prior to taking any action.

September 1, 202623 min

Beneficiary Designation Mistakes That Could Cost Your Family Everythin

Send us Fan Mail Have you ever wondered if that beneficiary form you filled out years ago could quietly unravel everything you've worked for? In this episode, we uncover one of the most overlooked mistakes in retirement and financial planning — outdated beneficiary designations. Unlike your will, these forms bypass probate entirely and transfer your IRA, 401(k), and life insurance directly to whoever is named — even if that person is an ex-spouse or deceased relative. As a fee-based fiduciary firm, we've seen how a single neglected form can send hundreds of thousands of dollars to the wrong person, triggering unnecessary taxes and devastating family conflict. We'll walk you through exactly when to update your designations, who should be named, and how to protect your legacy the right way. Ready to talk? Schedule a complimentary discovery call at TDWealth.net. For educational purposes only. Not investment advice. 📖 Full show notes: https://tdwealth.net/beneficiary-designation-mistakes-that-could-cost-your-family-everythin/ ✅ BOOK AN APPOINTMENT TODAY: https://davieswealth.tdwealth.net/appointment-page =========================================================== 🔴 SEE ALL OUR LATEST BLOG POSTS: https://tdwealth.net/articles Website: https://tdwealth.net Social Media: https://www.facebook.com/DaviesWealthManagement https://twitter.com/TDWealthNet https://www.linkedin.com/in/daviesrthomas https://www.youtube.com/c/TdwealthNetWealthManagement Davies Wealth Management 684 SE Monterey Road Stuart, FL 34994 772-210-4031 DISCLAIMER Davies Wealth Management makes content available as a service to its clients and other visitors, to be used for informational purposes only. Davies Wealth Management provides accurate and timely information, however you should always consult with a retirement, tax, or legal professionals prior to taking any action.

August 28, 202624 min

Executive Retirement Income: 5 Steps to Distribute It Right

Send us Fan Mail You built wealth like an executive — now it's time to distribute it like one. Most high-earning professionals spend decades mastering accumulation, only to discover that retirement income distribution requires an entirely different playbook. The strategies that grew your portfolio can quietly work against you the moment you stop receiving a paycheck. In this episode, we break down five essential steps for converting your accumulated wealth into sustainable lifetime income — without unnecessary tax drag, sequencing risk, or costly mistakes. Whether you're navigating deferred compensation, concentrated stock positions, or complex benefit packages, this episode delivers the retirement and financial planning clarity you need. Our fee-based, fiduciary approach means your retirement wealth management strategy is built around your interests — not commission incentives. If you're a Florida executive within five years of retirement, this conversation is for you. Ready to talk? Schedule a complimentary discovery call at TDWealth.net. For educational purposes only. Not investment advice. 📖 Full show notes: https://tdwealth.net/executive-retirement-income-5-steps-to-distribute-it-right/ ✅ BOOK AN APPOINTMENT TODAY: https://davieswealth.tdwealth.net/appointment-page =========================================================== 🔴 SEE ALL OUR LATEST BLOG POSTS: https://tdwealth.net/articles Website: https://tdwealth.net Social Media: https://www.facebook.com/DaviesWealthManagement https://twitter.com/TDWealthNet https://www.linkedin.com/in/daviesrthomas https://www.youtube.com/c/TdwealthNetWealthManagement Davies Wealth Management 684 SE Monterey Road Stuart, FL 34994 772-210-4031 DISCLAIMER Davies Wealth Management makes content available as a service to its clients and other visitors, to be used for informational purposes only. Davies Wealth Management provides accurate and timely information, however you should always consult with a retirement, tax, or legal professionals prior to taking any action.

August 25, 202624 min

Business Exit Planning: 7 Strategies to Keep More of Your Money

Send us Fan Mail You've spent years building your business — but are you prepared to actually *keep* the wealth when you sell it? For most business owners, the exit is the single most consequential financial event of their lives, yet too many discover too late that the headline sale price and what they walk away with are two very different numbers. In this episode, we break down 7 proven business exit planning strategies designed to help you minimize taxes, structure your deal wisely, and protect the wealth you've worked so hard to create. From capital gains planning to deal structure decisions, our fiduciary wealth management team walks you through what forward-thinking financial planning looks like before, during, and after a business sale. Whether you're five years out or five months out, the time to plan is now. Ready to talk? Schedule a complimentary discovery call at TDWealth.net. For educational purposes only. Not investment advice. 📖 Full show notes: https://tdwealth.net/business-exit-planning-7-strategies-to-keep-more-of-your-money/ ✅ BOOK AN APPOINTMENT TODAY: https://davieswealth.tdwealth.net/appointment-page =========================================================== 🔴 SEE ALL OUR LATEST BLOG POSTS: https://tdwealth.net/articles Website: https://tdwealth.net Social Media: https://www.facebook.com/DaviesWealthManagement https://twitter.com/TDWealthNet https://www.linkedin.com/in/daviesrthomas https://www.youtube.com/c/TdwealthNetWealthManagement Davies Wealth Management 684 SE Monterey Road Stuart, FL 34994 772-210-4031 DISCLAIMER Davies Wealth Management makes content available as a service to its clients and other visitors, to be used for informational purposes only. Davies Wealth Management provides accurate and timely information, however you should always consult with a retirement, tax, or legal professionals prior to taking any action.

August 21, 202624 min

Wealth Manager Fees: What High-Net-Worth Investors Pay in 2026

Send us Fan Mail Are you quietly losing six figures — or more — to wealth manager fees you've never fully examined? In this episode, we break down exactly what high-net-worth investors are paying for wealth management in 2026, and more importantly, whether those fees are truly worth it. If you're managing a portfolio of $2 million, $5 million, or $10 million or more, even a small difference in fee structure can compound into staggering losses over time. We explore the real cost of fee-based advisory relationships, how fiduciary standards affect what you're charged, and what smart financial planning looks like when the stakes are this high. Whether you're approaching retirement or already there, understanding the fee landscape isn't optional — it's essential. This episode gives you the clarity to ask better questions and make more informed decisions. Ready to talk? Schedule a complimentary discovery call at TDWealth.net. For educational purposes only. Not investment advice. 📖 Full show notes: https://tdwealth.net/wealth-manager-fees-what-high-net-worth-investors-pay-in-2026/ ✅ BOOK AN APPOINTMENT TODAY: https://davieswealth.tdwealth.net/appointment-page =========================================================== 🔴 SEE ALL OUR LATEST BLOG POSTS: https://tdwealth.net/articles Website: https://tdwealth.net Social Media: https://www.facebook.com/DaviesWealthManagement https://twitter.com/TDWealthNet https://www.linkedin.com/in/daviesrthomas https://www.youtube.com/c/TdwealthNetWealthManagement Davies Wealth Management 684 SE Monterey Road Stuart, FL 34994 772-210-4031 DISCLAIMER Davies Wealth Management makes content available as a service to its clients and other visitors, to be used for informational purposes only. Davies Wealth Management provides accurate and timely information, however you should always consult with a retirement, tax, or legal professionals prior to taking any action.

August 21, 202621 min

Roth Conversion: Why Ages 62–72 Can Save You Thousands in Taxes

Send us Fan Mail Most retirees assume their tax bill shrinks when they stop working. It doesn't — and the cost of that assumption can run into the hundreds of thousands of dollars. In this episode, we break down why ages 62 to 72 represent the most overlooked window in retirement financial planning, and how a strategic Roth conversion during these years can dramatically reduce your lifetime tax burden. Before Social Security, before required minimum distributions kick in, you have rare control over your taxable income. We explain how high-net-worth retirees can use this window to convert traditional IRA and 401(k) funds into tax-free Roth assets — and why working with a fiduciary, fee-based advisor matters when the stakes are this high. Whether you're in Florida or anywhere else, smart wealth management starts with a plan built around your tax picture. Ready to talk? Schedule a complimentary discovery call at TDWealth.net. For educational purposes only. Not investment advice. 📖 Full show notes: https://tdwealth.net/roth-conversion-why-ages-62-72-can-save-you-thousands-in-taxes/ ✅ BOOK AN APPOINTMENT TODAY: https://davieswealth.tdwealth.net/appointment-page =========================================================== 🔴 SEE ALL OUR LATEST BLOG POSTS: https://tdwealth.net/articles Website: https://tdwealth.net Social Media: https://www.facebook.com/DaviesWealthManagement https://twitter.com/TDWealthNet https://www.linkedin.com/in/daviesrthomas https://www.youtube.com/c/TdwealthNetWealthManagement Davies Wealth Management 684 SE Monterey Road Stuart, FL 34994 772-210-4031 DISCLAIMER Davies Wealth Management makes content available as a service to its clients and other visitors, to be used for informational purposes only. Davies Wealth Management provides accurate and timely information, however you should always consult with a retirement, tax, or legal professionals prior to taking any action.

August 19, 202620 min

Roth Conversion: Why Ages 62–72 Can Make or Break Your Retirement

Send us Fan Mail Most retirees waste the most valuable tax window of their entire financial lives — and they don't even know it. Between ages 62 and 72, a rare opportunity opens up where strategic Roth conversions can dramatically reduce your lifetime tax burden. But if you miss it, you could pay tens of thousands more in unnecessary taxes once Social Security kicks in and required minimum distributions begin. In this episode, we break down why this decade is so critical for retirement tax planning, how fiduciary fee-based advisors approach Roth conversion strategies for high-net-worth individuals, and what most financial planning conversations completely overlook. Whether you're already retired or approaching that milestone, understanding this window could be the single most important financial move you make. Don't let these years slip by without a plan. Ready to talk? Schedule a complimentary discovery call at TDWealth.net. For educational purposes only. Not investment advice. 📖 Full show notes: https://tdwealth.net/roth-conversion-why-ages-62-72-can-save-you-thousands-in-taxes/ ✅ BOOK AN APPOINTMENT TODAY: https://davieswealth.tdwealth.net/appointment-page =========================================================== 🔴 SEE ALL OUR LATEST BLOG POSTS: https://tdwealth.net/articles Website: https://tdwealth.net Social Media: https://www.facebook.com/DaviesWealthManagement https://twitter.com/TDWealthNet https://www.linkedin.com/in/daviesrthomas https://www.youtube.com/c/TdwealthNetWealthManagement Davies Wealth Management 684 SE Monterey Road Stuart, FL 34994 772-210-4031 DISCLAIMER Davies Wealth Management makes content available as a service to its clients and other visitors, to be used for informational purposes only. Davies Wealth Management provides accurate and timely information, however you should always consult with a retirement, tax, or legal professionals prior to taking any action.

August 17, 202621 min

Florida Homestead Exemption Mistakes New Residents Must Avoid

Send us Fan Mail Missing the Florida homestead exemption deadline could cost you $50,000 or more — and most new residents don't find out until it's too late. If you recently relocated to Florida to escape state income taxes, this episode is essential listening. In this episode, we break down the most common and costly mistakes high-income earners make when navigating the Florida homestead exemption. From misunderstanding eligibility requirements to missing critical filing windows, these aren't minor oversights — they're expensive gaps in your overall financial planning and wealth management strategy. As a fee-based, fiduciary advisory firm, we see these errors regularly, and we want to help you avoid them before they drain your bottom line. Whether you're newly retired or simply building roots in Florida, getting this right matters. Tune in and protect what you've worked hard to build. Ready to talk? Schedule a complimentary discovery call at TDWealth.net. For educational purposes only. Not investment advice. 📖 Full show notes: https://tdwealth.net/florida-homestead-exemption-mistakes-new-residents-must-avoid/ ✅ BOOK AN APPOINTMENT TODAY: https://davieswealth.tdwealth.net/appointment-page =========================================================== 🔴 SEE ALL OUR LATEST BLOG POSTS: https://tdwealth.net/articles Website: https://tdwealth.net Social Media: https://www.facebook.com/DaviesWealthManagement https://twitter.com/TDWealthNet https://www.linkedin.com/in/daviesrthomas https://www.youtube.com/c/TdwealthNetWealthManagement Davies Wealth Management 684 SE Monterey Road Stuart, FL 34994 772-210-4031 DISCLAIMER Davies Wealth Management makes content available as a service to its clients and other visitors, to be used for informational purposes only. Davies Wealth Management provides accurate and timely information, however you should always consult with a retirement, tax, or legal professionals prior to taking any action.