The Josh Tan Podcast! by Brought To You By Josh Tan & Team

August 16, 202614 min

He Retired At Age50 In Singapore And Said NO To More Money!

If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan 👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy ***** Looking to invest today 🌟 ***** 🌟 Open your tiger account now to get newsletters from JOSH TAN* & welcome rewards of UP to $1,000* https://joshtan.link/tiger 🌟 Longbridge I've a special deal for you UP TO $1370*: Open your account here today ►‌ https://joshtan.link/longbridge 🌟 MooMoo I've a special deal for you UP TO $1864* Open your account here today ►‌ https://joshtan.link/moomoo ***** Looking to learn investing 🌟 ***** Specially written by JOSH TAN! Invest in your financial success here 1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln ►‌ Follow Josh Tan on Linkedin to read articles and connect professionally https://www.linkedin.com/in/josh-tan-jl/ To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here ►‌ https://joshtan.link/telegram 👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy *** Financial planning with Josh Tan as your advisor**** TO upgrade your careshield with my direct link & discount https://digital.fa.com.sg/singlife-careshield-standard-plus.php?a_aid=joshtan@fapl.sg TO get the best PA plan, use FWD LIFE PA with my direct link & discount https://digital.fa.com.sg/fwd-life-pa.php?a_aid=joshtan@fapl.sg Early retirement calculator to share with you ►‌ https://www.theastuteparent.com/fire/ Looking for multicurrency high interest savings account? ►‌ https://joshtan.link/igb IFAST Global Bank (Deposits are protected by the FSCS up to £120,000) Suggest to deposit at least SGD$1k, we'd both get this sign up promo each

June 22, 202619 min

Retire In 30s And 40s With $1M to $2.5M!!! Are Singaporeans UNREALISTIC?

If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan ***** Looking to invest today 🌟 ***** 🌟 Open your tiger account now to get newsletters from JOSH TAN* & welcome rewards of UP to $1,000* https://joshtan.link/tiger 🌟 Longbridge I've a special deal for you UP TO $1370*: Open your account here today ►‌ https://joshtan.link/longbridge 🌟 MooMoo I've a special deal for you UP TO $1864* Open your account here today ►‌ https://joshtan.link/moomoo ***** Looking to learn investing 🌟 ***** Specially written by JOSH TAN! Invest in your financial success here 1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln ►‌ Follow Josh Tan on Linkedin to read articles and connect professionally https://www.linkedin.com/in/josh-tan-jl/ To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here ►‌ https://joshtan.link/telegram 👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy Early retirement calculator to share with you ►‌ https://www.theastuteparent.com/fire/

June 15, 202617 min

Why Some People CANNOT RETIRE? | 5 Levels Of Financial Freedom

ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan This story illustrates why some cannot retire or have the wrong retirement expectation while others can build consistently and can get to retirement. ***** 🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here 1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln If you are an adviser already and want to find out about joining our team now! ►‌ joshtan.link/adviser ***** Recommended affiliate links 🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo *T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a. Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today! 💸 KRIS+ REWARDS with my referral code T599334 and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8 Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...) From as little as $4/day, check it out (STARR insurance) 🌅 ►‌ https://joshtan.link/travel My article on the best Personal Accident PA Plan to refer to you 🫵 ►‌ https://www.theastuteparent.com/2022/12/pa-ease/ **** TO LEARN MORE, 4 SUGGESTIONS FOR YOU ►‌ Follow Josh Tan on Linkedin to read articles and connect professionally https://lnkd.in/gkfid5nG ►‌ NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance: https://joshtan.link/spotify To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here ►‌ https://joshtan.link/telegram Meet Josh Tan On Instagram to see event update and fan meet pictures ►‌ https://www.instagram.com/joshconsultancy/ **** 0:00 Story of squirrel retirement 2:04 Moral of story 3:43 Financial freedom not possible 4:22 30years needed 10:20 Investing to get $1.3m 12:34 Challenges to financial freedom 14:17 Josh Tan 5 level of financial freedom We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. ******* About Josh Tan: Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips. As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video. ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY! ►‌ https://www.theastuteparent.com/josh-tan

June 7, 202610 min

This Is How You Build Monthly Dividend Income! Even If Stock Market Is At All Time High In 2026!

If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan ***** Looking to invest today 🌟 ***** 🌟 Open your tiger account now to get newsletters from JOSH TAN* & welcome rewards of UP to $1,000* https://joshtan.link/tiger 🌟 Longbridge I've a special deal for you UP TO $1370*: Open your account here today ►‌ https://joshtan.link/longbridge 🌟 MooMoo I've a special deal for you UP TO $1864* Open your account here today ►‌ https://joshtan.link/moomoo ***** Looking to learn investing 🌟 ***** Specially written by JOSH TAN! Invest in your financial success here 1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln ►‌ Follow Josh Tan on Linkedin to read articles and connect professionally https://www.linkedin.com/in/josh-tan-jl/ To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here ►‌ https://joshtan.link/telegram 👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy Early retirement calculator to share with you ►‌ https://www.theastuteparent.com/fire/

May 31, 202642 min

NOT TOPPING UP TO CPF LIFE ERS!! Why He Feels You'd Lose $150k - Discussion With ‪@JustAgingNormally‬

Specially written by JOSH TAN! Invest in your financial success here 1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln This video features a discussion between Josh Tan and Hwee Chong regarding retirement planning, specifically focusing on the role of the Central Provident Fund (CPF) in Singapore. The conversation emphasizes that while CPF is a useful tool, individuals should not obsess over it and should maintain a diversified portfolio of non- CPF assets. Key takeaways from the discussion include: Retirement Planning Philosophy: Both speakers agree that CPF should only form a portion of one's retirement strategy. W Chong advocates for a balanced approach, incorporating liquid cash and equities (specifically global index funds) alongside CPF (0:08:14 - 0:09:55). The Case Against Over-optimizing CPF: A central theme is avoiding the temptation to "over-optimize" CPF contributions. W Chong argues that treating CPF as the sole vehicle for retirement can be risky, especially during periods of high inflation, and suggests that keeping liquidity (like the 400k buffer mentioned) allows for better financial flexibility (0:30:26 - 0:33:45). Investment Strategy: W Chong shares his personal strategy of using a bond or cash tent approach, keeping a significant buffer of cash to cover expenses between ages 55 and 65, while maintaining long-term growth through MSCI World Index funds (0:19:04 - 0:21:52). CPF Life and ERS (Enhanced Retirement Sum): The speakers discuss the pros and cons of topping up to the Enhanced Retirement Sum . W Chong highlights that while it is a stable annuity-like solution, it acts as an insurance product rather than a pure investment. He notes that for those with significant net worth, the opportunity cost (such as the estimated $150k gap at age 80 compared to self-investing at 4%) might be a consideration (0:14:43 - 0:17:35, 0:30:16 - 0:33:16). Flexibility in Retirement: Both emphasize that retirement planning is personal. They suggest using a flexible "bucket system" or common-sense approach rather than adhering to rigid rules, adapting as market conditions and life circumstances change (0:29:17 - 0:30:00, 0:39:57 - 0:41:09).

May 24, 202612 min

SGD$1.2M - Is It Enough To Give You $10,000/Month For Retirement?

This video explores the sustainability of withdrawing 10% annually from a $1.2 million retirement portfolio invested in the S&P 500, concluding that such a high withdrawal rate poses significant risks. Josh Tan provides simulations to demonstrate how market volatility, particularly during the early stages of retirement, can jeopardize long-term financial security. Key Takeaways: The Danger of High Withdrawal Rates (0:34 - 0:47): While a $1.2 million portfolio might seem sufficient to provide $10,000/month (10% annually), the math fails if the market experiences a downturn, as the principle shrinks too quickly to recover. The Impact of Sequence of Returns (1:03 - 4:41): Using the 2022 bear market as a case study, the video shows how a significant market drop early in retirement forces the portfolio to dwindle. Relying solely on a 10% withdrawal rate during such periods can lead to the exhaustion of funds within approximately 10 years (4:24 - 4:29). Diversification and Strategy (5:30 - 7:27): Simply hoping for market recoveries is not a sound strategy. Diversifying investments and maintaining emergency cash or fixed-income buffers are essential to avoid selling assets during market crashes. A More Sustainable Alternative (11:02 - 12:11): After testing various rates, the video identifies 6% as a much more sustainable annual withdrawal rate. This lower rate allows portfolios to weather major crises—such as the 2008 global financial crisis—and eventually recover their original value over time. Final Conclusion: For a $1.2 million nest egg, targeting a 6% withdrawal (approx. $72,000/year or $6,000/month) is presented as a far more reliable way to ensure your retirement savings last, regardless of market timing. ►‌ Follow Josh Tan on Linkedin to read articles and connect professionally https://www.linkedin.com/in/josh-tan-jl/ To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here ►‌ https://joshtan.link/telegram 👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy

May 17, 202616 min

Top 5 DIVIDEND STOCKS in SG to BUY NOW! (NEW 2026 Edition)

In this video, Josh Tan shares five dividend-paying investment ideas in Singapore for 2026, specifically excluding banks to focus on lesser-known or potentially undervalued opportunities. Here is a summary of the stocks discussed: Ascendas Reit (0:26 - 2:56): A well-known industrial REIT currently experiencing a share price correction of approximately 15% following a rights issue for acquisitions, including a Japanese data center. It offers an estimated yield in excess of 6%. Lendlease Global Commercial REIT (2:57 - 5:20): Transitioning into a Singapore retail-focused REIT, it includes properties like GEM and PLQ Mall . It currently offers a dividend yield of approximately 6.3%. Samudera Shipping (5:21 - 9:16): A shipping services provider benefiting from increased demand and freight rates. Despite being cyclical, it has a strong cash position and offers a dividend yield of around 7%. PropNex (9:29 - 12:51): A real estate agency business. While facing some headwinds due to a forecasted decrease in new launches for 2026, the company expects growth from the HDB resale market. It maintains a dividend yield of about 5.2%. UOL Group (12:52 - 15:26): A property developer currently trading at a significant discount to its revised net asset value ( RNAV ). With a robust pipeline of upcoming projects, it offers a dividend yield of approximately 1.8% to 2%. Disclaimer: Josh Tan emphasizes that these are not formal recommendations. Investors should perform their own due diligence, evaluate business operations, and not rely solely on dividend yields.

May 8, 202614 min

STOP! Think Twice Before Deferring Your CPF LIFE Payouts To Age70! - Showing You The Full Math

If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan ***** Looking to invest today 🌟 ***** 🌟 MooMoo I've a special deal for you UP TO $1864 Open your account here today ►‌ https://joshtan.link/moomoo 🌟 Longbridge I've a special deal for you UP TO $1370*: Open your account here today ►‌ https://joshtan.link/longbridge ***** Looking to learn investing 🌟 ***** Specially written by JOSH TAN! Invest in your financial success here 1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln ►‌ Follow Josh Tan on Linkedin to read articles and connect professionally https://lnkd.in/gkfid5nG To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here ►‌ https://joshtan.link/telegram 👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy Early retirement calculator to share with you ►‌ https://www.theastuteparent.com/fire/

May 1, 202616 min

Can You Retire Early With SGD$240,000 Only? - Barista F.I.R.E In Singapore Explained!

If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan ***** Looking to invest today 🌟 ***** 🌟 MooMoo I've a special deal for you UP TO $1864 Open your account here today ►‌ https://joshtan.link/moomoo 🌟 Longbridge I've a special deal for you UP TO $1370*: Open your account here today ►‌ https://joshtan.link/longbridge ***** Looking to learn investing 🌟 ***** Specially written by JOSH TAN! Invest in your financial success here 1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln ►‌ Follow Josh Tan on Linkedin to read articles and connect professionally https://lnkd.in/gkfid5nG To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here ►‌ https://joshtan.link/telegram 👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy Early retirement calculator to share with you ►‌ https://www.theastuteparent.com/fire/

April 25, 202612 min

Give Me 12min and I’d Give You The F.I.R.E Mindset To Become Financially Free Sooner!

If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ►‌ https://www.theastuteparent.com/josh-tan Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement ENGAGE JOSH TAN NOW ►‌ https://www.theastuteparent.com/josh-tan ***** Looking to invest today 🌟 ***** 🌟 MooMoo I've a special deal for you UP TO $1864 Open your account here today ►‌ https://joshtan.link/moomoo 🌟 Longbridge I've a special deal for you UP TO $1370*: Open your account here today ►‌ https://joshtan.link/longbridge ***** Looking to learn investing 🌟 ***** Specially written by JOSH TAN! Invest in your financial success here 1) 28 Days to Financial Freedom ►‌ https://payhip.com/b/UqpKL 2) HOW TO $1m (Newest Edition) ►‌ https://payhip.com/b/q5Bln ►‌ Follow Josh Tan on Linkedin to read articles and connect professionally https://lnkd.in/gkfid5nG To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here ►‌ https://joshtan.link/telegram 👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy Early retirement calculator to share with you ►‌ https://www.theastuteparent.com/fire/

The Josh Tan Podcast!

About the show

Listen to episodes

He Retired At Age50 In Singapore And Said NO To More Money!

Retire In 30s And 40s With $1M to $2.5M!!! Are Singaporeans UNREALISTIC?

Why Some People CANNOT RETIRE? | 5 Levels Of Financial Freedom

This Is How You Build Monthly Dividend Income! Even If Stock Market Is At All Time High In 2026!

NOT TOPPING UP TO CPF LIFE ERS!! Why He Feels You'd Lose $150k - Discussion With ‪@JustAgingNormally‬

SGD$1.2M - Is It Enough To Give You $10,000/Month For Retirement?

Top 5 DIVIDEND STOCKS in SG to BUY NOW! (NEW 2026 Edition)

STOP! Think Twice Before Deferring Your CPF LIFE Payouts To Age70! - Showing You The Full Math

Can You Retire Early With SGD$240,000 Only? - Barista F.I.R.E In Singapore Explained!

Give Me 12min and I’d Give You The F.I.R.E Mindset To Become Financially Free Sooner!

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