THE MMG - The Millennial Money Guide

Hosted by Gina Judge

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Sep 2026

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About the show

Award winning millennial money coach, Gina Judge teaches you how to better manage your money. Learn how to budget, invest, build credit, manage student loans, obtain a mortgage, and become debt free all while living a more fulfilled life. With 10+ years of experience in the finance industry, Gina's helped thousands of Canadians improve their financial well-being. In 2019, she was nominated for WXN's Emerging Leader Award, an award that recognizes 100 of the most powerful women in Canada. Building a financial road map isn’t easy, tune in every Sunday to learn more about steps you can take to go from being flat broke to a financial badass. Subscribe and receive a free e-Book: ( www.themmg.ca ) Looking for personalized tips? Let's Connect: (www.instagram.com/iamginajudge) Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support .

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57 recent

September 17, 20269 min

What Two Strangers Took Away From My Investing Webinar

I ran a free investing webinar last week. Two people who sat through it recorded a conversation afterward about what they actually took away. I wasn't in the room. This is just what they had to say. And it's better than anything I could've said about myself. So I had to share it! You'll hear them work through the Jack and Jasmine math in real time. Same $2,000 to start, same $250 a month, one of them waits five years and loses $472,000. You'll hear the moment the "stock market on sale" idea clicks. The pushback on the age 7 money story (fair question, and they answer it). The part where they realize doing nothing isn't safe, it's just slow. And why one of them says she's never picking an individual stock again. They cover the parachute rule. Sinking funds. Why you can't out invest 22% credit card interest. The $1.7 million number. ETFs over stocks. DCA and DRIP. All of it, in their words, not mine. This is what happens when women get the sequence explained to them once, clearly. They stop being scared of it. That's exactly what The Wealth Summit is built to do, at scale, in one day. Canada's largest money and networking event for women. Coming to Vancouver, Calgary and Toronto this Fall. Investing, real estate, business and mindset, taught by women who've actually done it. $84 trillion is moving into women's hands over the next two decades. If a free webinar did this for two people, imagine a full day. Grab your ticket: GET YOUR WEALTH SUMMIT TICKET NOW In this episode: What two webinar attendees took away, unfiltered Jack vs Jasmine: the $472,000 cost of waiting Why your money story was written by age 7 The parachute rule and sinking funds Why you can't invest your way out of credit card debt $1.7 million: the retirement number for women ETFs over stocks, and the "buy the whole mall" idea DCA and DRIP: the two things you automate and forget Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support . THE MMG RESOURCES: Gina's 6 Month Mentorship Program - Learn More Book a one on one session w/ Gina (1 Hour) Course on Investing Free Mortgage Preapproval / Refinance Get $25 From Wealth Simple Our Digital Products - Shop Now Get Personalized Advice in 24 HRS ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

June 4, 202637 min

When She Wins & You FLINCH!

On The Flinch, The Forum, And The Sister You Were Taught To Compete With Content note: this episode includes discussion of online harassment, body commentary, & real stories directed at brown women. There is a moment that happens to almost every brown woman, and almost none of us talk about it. You see another brown woman win, her engagement, her promotion, her business launch, her trip, her new relationship and before your manners catch up, your body does something. A tightening. A drop. A flinch. Then there is the version of the flinch that grows up. The anonymous forums. The group chats picking apart her body. The restaurant table pulling up her profile. The aunties we said we would never become, but with new tools. In this episode, I open with my own experience as a target of those forums, and then make the harder pivot. We are all on both sides of this. Until we name the code we were trained on, none of us escape it. This is the most honest conversation we have had on the show about why brown women police each other, what it is actually costing us in money and network and love, and the specific moves you can make this week to put the textbook down. Inside this episode: The six-lesson curriculum brown women were raised inside, and the one nobody saw coming. Why the picking-apart is almost always a projection, the reframe that changes everything. Four ways the flinch is silently draining your income and career. The friendships, weddings, and family relationships you are losing to comparison. Five moves you can make this week to start rewiring it. THE WEALTH SUMMIT, FALL 2026 - STOPS IN TORONTO, VANCOUVER, & CALGARY This conversation does not end here. This fall, I am hosting an in-person summit for the women who are tired of competing and ready to build with each other instead. A room full of brown women funding brown women, learning the money moves nobody taught us, and walking out with a network worth more than any portfolio. Spots are limited and waitlist members get first access plus early-bird pricing. JOIN THE WAITLIST HERE Connect with Gina: Instagram: @iamginajudge Episode Sponsor: Website: https://salascollectivecare.com/ Phone #: (604) 531-6446 Address::1656 Martin Dr #102, Surrey, BC V4A 6E7 Instagram : @salascollectivecare Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support . THE MMG RESOURCES: Gina's 6 Month Mentorship Program - Learn More Book a one on one session w/ Gina (1 Hour) Course on Investing Free Mortgage Preapproval / Refinance Get $25 From Wealth Simple Our Digital Products - Shop Now Get Personalized Advice in 24 HRS ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

May 8, 202613 min

Why Female Entrepreneurs Stay Broke (And How to Fix It)

Most female entrepreneurs are broke in their business accounts AND broke in their personal accounts. And no one is saying it out loud. Until now. In this episode, Gina is pulling up a chair for the female entrepreneur who is tired of pretending she has it all figured out. The esthetician, the coach, the realtor, the content creator, the therapist, the accountant. If you're building something that's yours, this one's for you. Drawing from her own journey of quitting her 9 to 5 and building The MMG into a multi-six-figure brand, Gina is delivering the love letter, the wake up call, and the strategy session your business has been begging for. Inside this episode: • The underpricing epidemic costing you tens of thousands a year, and the 4 things your prices MUST cover (most women miss at least 2) The boundaries that are silently bleeding your business dry, and the one sentence Gina wants you saying out loud this week What every Canadian entrepreneur needs to know about taxes, GST registration, and the percentage you should be saving from day one Why so many female business owners go years without paying themselves a proper salary, and exactly how to fix it this month The two non-negotiable investments every entrepreneur needs to be making (one in your business, one outside of it) if you actually want to retire wealthy Your business is not your retirement plan. Your hustle is not a strategy. And exposure does not pay rent. If you're ready to stop running a business that keeps you broke and finally start running one that pays you like the CEO you are, hit play. Connect with Gina: @iamginajudge on Instagram and TikTok | themmg.ca We also want to include information for my friends clinic Episode Sponsor: Website: https://salascollectivecare.com/ Phone #: (604) 531-6446 Address::1656 Martin Dr #102, Surrey, BC V4A 6E7 Instagram : @salascollectivecare Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support . THE MMG RESOURCES: Gina's 6 Month Mentorship Program - Learn More Book a one on one session w/ Gina (1 Hour) Course on Investing Free Mortgage Preapproval / Refinance Get $25 From Wealth Simple Our Digital Products - Shop Now Get Personalized Advice in 24 HRS ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

April 28, 202625 min

Quantum Leap: She's Already You

She's already you: somewhere, on some other timeline, the woman you keep dreaming about is already living the life you keep wanting. So why are we still earning, charging, dating, and shrinking like she hasn't arrived? In this flagship episode, Gina takes one viral passage about quantum leaping and applies it where it actually matters: your money and your relationships. Expect cultural truth-telling, practical scripts, and one of the most honest conversations we've had on the show about why South Asian women are taught to be suspicious of their own desires and what it looks like to finally trust them. In this episode: The inherited timeline that keeps us small (and where it came from) Four ways you're still earning, charging, and investing as your old self The partner, friendship, and dating audit nobody wants to do Five moves you can make this week to start the leap If this episode wrecks you in the best way, screenshot the part that hit and tag @iamginajudge on Instagram. Gina reposts every single one. DM her one word, the word that describes the woman already on your timeline. She reads every one. Connect with Gina: Instagram: @iamginajudge Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support . THE MMG RESOURCES: Gina's 6 Month Mentorship Program - Learn More Book a one on one session w/ Gina (1 Hour) Course on Investing Free Mortgage Preapproval / Refinance Get $25 From Wealth Simple Our Digital Products - Shop Now Get Personalized Advice in 24 HRS ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

April 24, 202611 min

Till Debt Do Us Part

Money is the #1 thing couples fight about and the #1 thing they refuse to talk about. In this episode, we're pulling back the curtain on the conversations your relationship can't afford to skip: merging finances without losing your independence, handling the income gap without resentment, setting shared goals when your money mindsets don't match, and what to do when one of you is a saver and the other swipes first, thinks later. Whether you're newly dating, deep in a situationship, engaged, or ten years in, this one's for the couples who want love and a life they can actually afford. Grab your partner (or your notebook) and press play. You'll leave with scripts you can use tonight. 💬 Loved this episode? Let's keep the conversation going — come tell me your biggest money + love takeaway over on Instagram @iamginajudge . I read every DM. 🎧 Follow the show so you never miss an episode. 🎁 FREE MASTERCLASS: Your Path to Financial Freedom Ready to turn these affirmations into an actual wealth-building plan? Register for my free masterclass here 👉 https://www.themmg.ca/free-masterclass-registration 📲 LET'S CONNECT ON INSTAGRAM Come say hi, share your favorite affirmation from this episode, and join the community of women rewriting their money stories 👉 https://instagram.com/iamginajudge 🌐 EXPLORE MORE https://www.themmg.ca If this episode moved you, the biggest gift you can give me is a 5-star review and sharing it with one woman who needs to hear this today. Screenshot, tag @iamginajudge on IG, and I'll repost my favorites every week Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support . THE MMG RESOURCES: Gina's 6 Month Mentorship Program - Learn More Book a one on one session w/ Gina (1 Hour) Course on Investing Free Mortgage Preapproval / Refinance Get $25 From Wealth Simple Our Digital Products - Shop Now Get Personalized Advice in 24 HRS ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

April 23, 20266 min

Rewire Your Wealthy Woman Brain: Money Affirmations to Attract Wealth, Abundance & Financial Freedom (Listen Daily)

Your bank account is a mirror of your beliefs. And if those beliefs were handed to you by a family, culture, or past version of yourself that was operating from scarcity — it's time for a rewrite. In this episode, I'm walking you through powerful money affirmations designed to reprogram the subconscious stories keeping you stuck in the paycheck-to-paycheck cycle, the over-giving cycle, or the "I'll invest when I make more" cycle. These aren't just feel-good phrases, they're paired with the financial literacy mindset shifts my clients use to actually build wealth. 🎧 Press play every morning for the next 21 days and watch what shifts. Your money story is about to change. In this episode, you'll hear affirmations to help you: – Release shame, guilt, and fear around money – Step into your identity as a wealthy, financially free woman – Attract abundance, prosperity, and aligned income opportunities – Build unshakable confidence in your financial decisions 🎁 FREE MASTERCLASS: Your Path to Financial Freedom Ready to turn these affirmations into an actual wealth-building plan? Register for my free masterclass here 👉 https://www.themmg.ca/free-masterclass-registration 📲 LET'S CONNECT ON INSTAGRAM Come say hi, share your favorite affirmation from this episode, and join the community of women rewriting their money stories 👉 https://instagram.com/iamginajudge 🌐 EXPLORE MORE https://www.themmg.ca If this episode moved you, the biggest gift you can give me is a 5-star review and sharing it with one woman who needs to hear this today. Screenshot, tag @iamginajudge on IG, and I'll repost my favorites every week Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support . THE MMG RESOURCES: Gina's 6 Month Mentorship Program - Learn More Book a one on one session w/ Gina (1 Hour) Course on Investing Free Mortgage Preapproval / Refinance Get $25 From Wealth Simple Our Digital Products - Shop Now Get Personalized Advice in 24 HRS ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

January 26, 202659 min

From Survival to Self-Trust: Building Financial Power as a Woman

This is from me being hosted on the Thinkspace podcast with Summan Kandola & Self Hired From leaving an abusive home environment while carrying five-figure debt to building a six-figure net worth, this conversation is a full-circle moment for me. I recently sat down with Summan Kandola for a powerful, honest conversation about money, self-trust, and what it really takes to build financial power as a woman. We dive into my personal journey: how becoming financially literate helped me pay off five-figure credit card debt, build a six-figure net worth, quit my 9-5, and create The Millennial Money Guide. But more than the numbers, we talk about the emotional side of money and the identity shifts required to grow. In this episode, we unpack: How our personal money stories shape our decisions Healthy vs. unhealthy spending and saving habits The emotional relationship we have with money My real, behind-the-scenes financial journey Investing basics and long-term thinking Building a business from the ground up Expanding your capacity to hold more — financially and personally Why this conversation matters as we rethink our goals for 2026 If you’re into personal development, mindset, ambition, self-love, endurance, and entrepreneurship, this episode is for you. 🎙️ Grateful to be in conversation with Summan Kandola & excited for you to listen. Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support . THE MMG RESOURCES: Gina's 6 Month Mentorship Program - Learn More Book a one on one session w/ Gina (1 Hour) Course on Investing Free Mortgage Preapproval / Refinance Get $25 From Wealth Simple Our Digital Products - Shop Now Get Personalized Advice in 24 HRS ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

January 13, 20261 hr 23 min

Your Financial Reset - Building Wealth in 2026

Join me and the team at Coaches Don’t Play as we break down practical steps you can take right now to start building real wealth in 2026. Let’s be honest—2025 may have been a shit show, but it’s a new year and a new month, which means a fresh opportunity to reset. In this episode, we talk mindset, strategy, and actionable moves you can adopt immediately. Lock in, apply these tips, and watch how fast your life starts to transform. New Here? Follow me on instagram: www.instagram.com/iamginajudge Check out my website: www.themmg.ca Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support . THE MMG RESOURCES: Gina's 6 Month Mentorship Program - Learn More Book a one on one session w/ Gina (1 Hour) Course on Investing Free Mortgage Preapproval / Refinance Get $25 From Wealth Simple Our Digital Products - Shop Now Get Personalized Advice in 24 HRS ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

August 1, 20251 hr 6 min

The Broke Girl Lie: Why Trad Wife Culture Isn’t Cute, & Financial Freedom Is Feminism

In this episode, I join Natasha and Rebecca with the 'Where Do We Begin' podcast. Today, we’re unpacking the rise of "trad wife" culture — the aesthetic, the ideology, and the hidden consequences behind the viral vintage aprons and soft-filtered domestic bliss. We challenge the romanticization of financial dependence and ask: who really benefits when women opt out of earning power? From social media trends to systemic structures, we explore why true empowerment lies in choice and why financial freedom is one of the most powerful tools of modern feminism. If you’ve ever felt torn between soft life fantasies and your ambition, this one’s for you. Looking to become a financial badass? On November 1st, I'm hosting Canada's largest financial literacy event for women. For a limited time you can lock in early bird pricing AND get a free course on investing (valued over $250) Register Now: https://www.themmg.ca/richgirlsummit New Here? Follow me on instagram: www.instagram.com/iamginajudge Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support . THE MMG RESOURCES: Gina's 6 Month Mentorship Program - Learn More Book a one on one session w/ Gina (1 Hour) Course on Investing Free Mortgage Preapproval / Refinance Get $25 From Wealth Simple Our Digital Products - Shop Now Get Personalized Advice in 24 HRS ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

March 20, 202559 min

Punjabi Influencer Hate feat. Coaches Dont Play

Pammy and I put on our detective hats, determining the identities of over 20 cyber bullies. In 2024, a platform was created to drag down punjabi influencers, entrepreneurs, and content creators. An absolutely revoluting hub spewed by hate. Some of these bullies dragged the way women look, their weight, their kids (literally bashing on how their toddlers look), making up lies and slut shaming successful women (because how could a woman possibly make more money than a man without selling her body right?) We dive deep into the complexities of the Punjabi community's relationship with it's own people. The scrutiny is relentless—often crossing the line into harsh criticism and even hate. But why does this happen? Tune into this episode where we discuss how public figures are often judged, criticized, and consistently torn down by their own people. Links: Follow Coaches Don't Play on IG Listen to Coaches Don't Play Podcast Here Become a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support . THE MMG RESOURCES: Gina's 6 Month Mentorship Program - Learn More Book a one on one session w/ Gina (1 Hour) Course on Investing Free Mortgage Preapproval / Refinance Get $25 From Wealth Simple Our Digital Products - Shop Now Get Personalized Advice in 24 HRS ANONYMOUS SUBMISSION - PODCAST CONFESSIONS

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