Ep 58: Two States, Two Directions: What's Happening to the Future of Our Workforce
This week Rachel goes solo to talk about something she has been watching unfold in real time — two states making completely opposite decisions about who gets reimbursed in behavioral health, at the exact same moment, with major implications for the mental health workforce pipeline. Rachel owns a multi-state group practice and runs a training institute. She employs clinicians at every stage of licensure — interns, provisionally licensed, and fully licensed — and she has skin in this game. What she is watching happen right now affects every practice that trains the next generation of therapists. The episode starts by defining the three levels of licensure in behavioral health and how insurance has historically treated each one. Then it gets into the two stories happening simultaneously. Blue Cross Blue Shield of Michigan, which holds nearly 70 percent of the state's commercial market, announced that starting March 1, 2027, it will no longer reimburse for services provided by limited licensed clinicians in private practice settings — framing it as a quality of care decision that practice owners across Michigan are pushing back on hard. At the exact same time, Maryland passed HB 1094 and SB 910, signed into law in April 2026, mandating that insurance companies operating in Maryland reimburse for services provided by supervised graduate-level interns starting January 1, 2027. One state is expanding the pipeline. One state's largest insurer is choking it. There is no federal standard. And the question of whether the Michigan decision spreads to other states or other insurers is one nobody can answer yet. Rachel closes with a direct call to action: if you are a practice owner, look at your payer contracts. If you are a pre-licensed clinician, ask whether the practices you are considering have examined this issue. If you supervise, understand that the financial infrastructure supporting that work is not guaranteed. This story is not finished. Resources Mentioned Articles Referenced: New Insurance Policy on Limited Licensed Therapists — Dr. Joel L. Young, Psychology Today (June 2026): https://www.psychologytoday.com/us/blog/when-your-adult-child-breaks-your-heart/202606/new-insurance-policy-on-limited-licensed Maryland Insurance Administration Bulletin 26-14 — HB 1094 and SB 910 (June 2026): https://insurance.maryland.gov/Pages/Bulletins/Bulletin-26-14.aspx Michigan Blue Cross to Limit Mental Health Benefit. Will Thousands Lose Care? — Robin Erb, Bridge Michigan (June 11, 2026): https://bridgemi.com/michigan-health-watch/michigan-blue-cross-to-limit-mental-health-benefit-will-thousands-lose-care/ Connect with The Mental Health Evolution: Website: https://www.traumaspecialiststraining.com/mental-health-evolution-podcast Instagram: /thementalhealthevolution/ LinkedIn: /the-mental-health-evolution Facebook: /TheMentalHealthEvolution Music by Zach Harrison







