Teach and Retire Rich

Hosted by Daniel Otter

Investing EducationInterviews guestsExplicit

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Episodes

300

Latest episode

Aug 2026

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About the show

Teacher Daniel Otter, Ph.D. and Certified Financial Planner Scott Dauenhauer CFP® of 403bwise.org discuss teacher saving for retirement issues. Never too serious, Dan and Scott strive to make learning about pensions, the 403(b), the 457(b), and investing, fun and understandable.

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60 recent

August 21, 2026Episode 4401 hr 10 min

Catching Up to Financial Independence (#440)

We speak with two late-start savers who are now either retired or soon to be retired. One never made more than $100,000 a year and one is an emergency room doctor. Catching Up to FI F.I.R.E. for Dummies 403bwise/457bwiser Facebook Group 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

August 14, 2026Episode 43937 min

Lincoln Investment Closing Low-Cost Option (#439)

Lincoln Investment's RetirementSolutions Participant Directed Account has long been the only low-cost 403(b) option for teachers, especially in New Jersey. All of that is going away. Pittsburgh teacher Adam Holy, who fought to get the Participant Directed Account available years ago, discusses what loss of this option will mean in his district. Scott offers some fixes for districts losing this low-cost option. Pittsburgh Teacher Gets Low Cost Option (pod with Adam) When Bad Vendors Offer Good Choices 403bwise/457bwiser Facebook Group Pittsburgh School District 403(b) Choices Learned by Being Burned (episode 3) 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

August 7, 2026Episode 43841 min

Did a National Life Group Sales Agent Forge a Teacher's Signature? (#438)

A Riverside, California teacher was interested in learning about a 403(b). He met with a NLG sales agent via Zoom. Suddenly forms were filled out and electronically signed. Video of episode Riverside Unified School District 403(b) Vendor List 403bwise/457bwiser Facebook Group 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

July 31, 2026Episode 43713 min

Off the Radar Issue Keeping K-12 403(b) Plans Down (#437)

We all like individualism but individual 403(b) contracts make it difficult for school districts to reform their 403(b) plan. There is a solution. Recipe for Going Single Vendor (Learned by Being Burned Episode 5) Individual Plans vs Group Contracts Explainer 403bwise/457bwiser Facebook Group 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

July 24, 2026Episode 43634 min

The Association of School Business Officials Endorses a "Model" 403(b) Plan (#436)

With vendors like Equitable and National Life Group, what could go wrong? Watch video version ASBO "Model" 403(b) Plan Choice Still Matters — Bringing Clarity to the Modern 403(b) Landscape 403bwise/457bwiser Facebook Group 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

July 17, 2026Episode 43538 min

July Facebook Group Questions (#435)

Scott tackles July Facebook Group questions. Topics include rolling over a 403(b) when leaving a job; Moving from Equitable to Aspire; Roth IRA vs. Roth 403(b); Performing a 403(b) exchange to a CalSTRS P2 403(b); and What to do with a 403(b) upon retirement. Watch video version Barb O'Neill columns How to Use Aspire Non-Advisor Option 403bwise/457bwiser Facebook Group 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

July 10, 2026Episode 43427 min

A Tale As Old As Time (#434)

A $300,000 political donation by Security Benefit was the subject of a recent Bloomberg News investigation. We discuss. Source article: Billionaire Boehly's Allies Donated Heavily to Kansas Insurance Regulator 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

July 3, 2026Episode 43342 min

Baltimore City Public Schools Goes Single 403(b)/457(b) Vendor (#433)

Teacher and Baltimore Teachers Union member Nathan Ferrell walks us through how the stakeholders got it done. He also offers tips on how your district can do the same. Baltimore City Public School's Green-rated 403(b)/457(b) Plan How 403bwise Grades a Plan District Update to Staff About New Plan Bolton USA nferrell@baltu.org 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

June 26, 2026Episode 43214 min

Solicitation But Not That Kind of Solicitation (#432)

Dan and Scott share a model anti solicitation policy that school districts could use to ban sales agents from campuses. Downloadable Model Anti Sales Agent Solicitation Policy Podcast: California Tries to Ban 403(b) Sales Agents From Campuses 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

June 19, 2026Episode 43152 min

Saving for Retirement Makes a Western New York Teacher Want to Shout! (#431)

High school science teacher and Buffalo Bills fan helps his colleagues get wise to saving for retirement. 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).