Teach and Retire Rich

Hosted by Daniel Otter

Investing EducationInterviews guestsExplicit

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Episodes

300

Latest episode

Oct 2026

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About the show

Teacher Daniel Otter, Ph.D. and Certified Financial Planner Scott Dauenhauer CFP® of 403bwise.org discuss teacher saving for retirement issues. Never too serious, Dan and Scott strive to make learning about pensions, the 403(b), the 457(b), and investing, fun and understandable.

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60 recent

October 23, 2026Episode 44922 min

October 2026 Facebook Questions (#449)

Scott fields questions on: 1) "normal" timeframe between payroll deduction and contribution showing up in account; 2) Managing an Equitable to Vanguard transfer; 3) Fidelity direct or through Aspire?; 4) Roth 403(b) vs. Roth 457(b)?; 5) Can you contribute maximum to a 403(b) over six-month time period? Video of Podcast 403bwise.org 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

October 16, 2026Episode 44836 min

Breaking Up Is Hard to Do. But It Can Pay Off. (#448)

Scott walks through the myriad of hoops and the substantial savings that can be achieved when exiting a high-cost 403(b) plan Breaking Up Is Hard To Do (article) How To Get Out of a Bad 403(b) How To Get Out of Equitable/AXA 403bwise.org 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

October 9, 2026Episode 44751 min

Social Security Questions Women Ask the Most (#447)

This is a recording of a live September 22, 2026 403bwise Event hosted by Lucretia Ryan of Financial Freedom for Women. Video of Pod Financial Freedom for Women Contact Lucretia 403bwise.org 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

October 2, 2026Episode 44647 min

Private School 403(b) Goes From Annuities to Fidelity Index Funds (#446)

Lucretia Ryan of Financial Freedom for Women details how she helped a private school improve its 403(b) plan. Video of Pod Financial Freedom for Women Contact Lucretia Next Gen Personal Finance 403bwise.org 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

September 25, 2026Episode 44553 min

NEA + Security Benefit + L.A. Dodgers Puts Teacher Annuities At Risk (pt. 2) (#445)

Chris Tobe, MBA, CFA, CAIA, and author of "Could Teachers' Annuities Be the Next Casualty of the LA Dodgers Insurance Unwind?" joins us to discuss the unholy NEA/Security Benefit alliance. Video of episode Chris Tobe Could Teachers' Annuities Be the Next Casualty of the LA Dodgers Insurance Unwind? Part 1 of our recent look at the NEA/Security Benefit alliance (pod) A Tale As Old As Time (podcast about $300,000 Kansas election donation) Pablo Torre Finds Out About the Los Angeles Dodgers (YouTube) 403bwise.org 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

September 18, 2026Episode 44458 min

NEA's Security Benefit Partnership is Still Rotten (pt.1) (#444)

We dig into the long-standing (25 years!) unholy alliance between the NEA and the financial firm Security Benefit. It's a relationship that we believe hurts teachers. Dan also talks about meeting Johnny Rotten and seeing his post-Sex Pistols band Public Image Limited the night before recording this episode. Video of this pod 23 Financial Mistakes You Can't Afford To Make (NEA) Original NEA Valuebuilder Expose (from 12/2001) When NEA Was Sued For Selling High Cost Retirement Products To Its Members NEA and Security Life Disclosures A Tale As Old As Time (podcast about $300,000 Kansas election donation) 403bwise.org 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

September 11, 2026Episode 44340 min

Money Concept Are Easy Peasy for This 17-Year-Old (#443)

Our guest today recently passed the 7-hour, 170-question CFP exam. Additionally, he runs a fin lit website that helps educators teach personal finance and he also operates a robust personal finance YouTube site called Easy Peasy Finance that has close to 46,000 subscribers. I should mention he started making fin lit videos at age 7 and he passed the CFP exam at age 16. He is now 17. Video of Podcast Easy Peasy Finance Easy Peasy YouTube Channel 403bwise.org 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

September 4, 2026Episode 44240 min

403bwise Resources (#442)

We walk through all the free resources 403bwise offers. This episode may best be experienced through the video link. Video of Podcast 403bwise.org 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

August 28, 2026Episode 44130 min

(End of) August Facebook Group Questions (#441)

Scott tackles questions on: withdrawing money from a 403(b) plan at age 59 1/2; quality of Lincoln National Life Group and Plan Member Services 403(b) offerings; time it takes for a 403(b) rollover to Vanguard IRA; the Ohio Deferred Comp 457(b) plan; best choice for Vanguard settlement fund. Video of Podcast 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

August 21, 2026Episode 4401 hr 10 min

Catching Up to Financial Independence (#440)

We speak with two late-start savers who are now either retired or soon to be retired. One never made more than $100,000 a year and one is an emergency room doctor. Catching Up to FI F.I.R.E. for Dummies 403bwise/457bwiser Facebook Group 457bwiser.org Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management 403bwise & 457bwiser Facebook Group Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).