Rich Young & Powerful

Hosted by Andrew McNair

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Aug 2026

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About the show

This is the podcast that helps average givers become every day philanthropist. Host Andrew McNair is a financial commentator, 9-figure wealth manager, author and philanthropist. Andrew wants to help show people how to give more, find more fulfillment and make an impact on the causes you care most about. Subscribe to the Everyday Philanthropist YouTube channel for more https://www.youtube.com/@RichYoungPowerful/videos For more resources go to RichYoungPowerful.com/blog Purchase Andrew's book, The Giving Crisis at RichYoungPowerful.com/book Follow on social media! Follow on TikTok www.tiktok.com/@andrew_mcnair Follow on LinkedIn https://www.linkedin.com/in/andrewsmcnair/ Follow on Instagram https://www.instagram.com/andrewmcnair/ Follow on Facebook https://www.facebook.com/AndrewMcNairRYP Listen on Apple Podcasts, Spotify, or wherever you listen to podcasts!

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September 4, 20267 min

Ep.100 - What Is Investing

What does it really mean to invest and why should you? In this episode of Rich Young & Powerful, Andrew McNair breaks investing down to its foundation: putting your money in motion so it has the opportunity to multiply. Using simple illustrations of planting seeds, rolling a snowball and owning a beach house, Andrew explains how compounding works, the two primary ways investments can create returns, and why diversification matters. But investing isn’t just about accumulating more. Andrew explores investing through the lens of stewardship—wisely managing the resources God has entrusted to you so you can provide for your family, give more generously and create an impact that extends beyond your own lifetime. In this episode, you’ll learn: • What investing actually means • Why inflation makes growing your money important • How compounding can multiply wealth over time • The difference between appreciation and investment income • Why diversification matters • Why there is no single “perfect” investment • How investing can become part of faithful stewardship The goal isn’t simply to become wealthier. It’s to become a better steward of what you’ve been given and ultimately use those resources for something greater than yourself. Learn more about Andrew’s journey from greed to generosity in The Giving Crisis at RichYoungPowerful.com/book. Follow Rich Young & Powerful for more conversations about wealth, generosity, purpose and living to give. Find more resources at RichYoungPowerful.com/blog . Check out our YouTube channel at Everyday Philanthropist and grab a copy of Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book . Please subscribe, rate, and review! Subscribe to the Everyday Philanthropist YouTube channel for more https://www.youtube.com/@RichYoungPowerful/videos For more resources go to RichYoungPowerful.com/blog Purchase Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book Follow on social media! Follow on TikTok www.tiktok.com/@andrew_mcnair Follow on LinkedIn https://www.linkedin.com/in/andrewsmcnair/ Instagram https://www.instagram.com/andrewmcnair/

August 28, 202610 min

Ep.99 - Private Placement Life Insurance

For families with significant wealth, stewardship is about more than simply growing assets. It also means thinking intentionally about taxes, legacy, generosity, and how wealth can be structured to serve a greater purpose. In this episode of Rich Young & Powerful, Andrew McNair explores Private Placement Life Insurance (PPLI)—an advanced financial strategy designed primarily for high-net-worth investors seeking more tax-efficient ways to grow, access, and eventually transfer wealth. Andrew explains how PPLI works, why some affluent families use it to hold alternative investments, and how its life-insurance structure can potentially provide tax-deferred growth, tax-advantaged access to cash value, and estate-planning opportunities. In this episode: • What Private Placement Life Insurance actually is • Why PPLI may appeal to investors facing significant income and capital-gains taxes • How investments such as private equity, hedge funds, REITs, venture capital, and other alternatives may fit within a PPLI structure • The potential role of PPLI in estate and legacy planning • Why fees, insurance costs, diversification requirements, and investor-control rules matter • Who may be an appropriate candidate for PPLI • The importance of avoiding Modified Endowment Contract (MEC) problems • Why PPLI should be coordinated with your broader financial, tax, estate, and philanthropic strategy PPLI is not designed for everyone. But for families managing significant wealth, it raises a larger question: How can you structure what you've been entrusted with wisely—not simply to accumulate more, but to preserve, transfer, give, and create lasting impact? Andrew closes by reflecting on his own journey from ambition and accumulation toward generosity and the belief that wealth is ultimately something we are called to steward well. Follow Rich Young & Powerful for conversations about wealth, stewardship, generosity, purpose, and building a legacy that outlives you. Invest your life into something that will outlive it. Now that's living to give. This content is for educational purposes only and should not be considered individualized tax, legal, insurance, or investment advice. PPLI is a complex strategy with significant costs, requirements, and risks. Consult qualified financial, tax, insurance, and legal professionals regarding your individual circumstances. Find more resources at RichYoungPowerful.com/blog . Check out our YouTube channel at Everyday Philanthropist and grab a copy of Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book . Please subscribe, rate, and review! Subscribe to the Everyday Philanthropist YouTube channel for more https://www.youtube.com/@RichYoungPowerful/videos For more resources go to RichYoungPowerful.com/blog Purchase Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book Follow on social media! Follow on TikTok www.tiktok.com/@andrew_mcnair Follow on LinkedIn https://www.linkedin.com/in/andrewsmcnair/ Instagram https://www.instagram.com/andrewmcnair/

August 21, 20269 min

Ep.98 - Everything You Have Belongs to God: Why Stewardship Matters

What if your money, time, possessions, relationships, and opportunities were never really yours to begin with? In this episode of Rich Young & Powerful, Andrew McNair explores the biblical meaning of stewardship and why it matters for anyone who has been entrusted with wealth, influence, or resources. Drawing from James 5 and Romans, Andrew examines the uncomfortable warning Scripture gives about riches, self-indulgence, greed, and the responsibility we have to use what God has placed in our hands for something greater than ourselves. In this episode, you’ll hear: • Why biblical stewardship begins with understanding ownership • What James’ warning to the rich means for believers today • Why wealth can become spiritually dangerous when comfort becomes the goal • The difference between accumulating earthly wealth and making eternal investments • Why generosity, service, and caring for others are essential parts of faithful stewardship • The question every believer should consider: What am I doing with what God has entrusted to me? Your resources are temporary. Your stewardship of them has eternal significance. Follow Rich Young & Powerful for conversations about faith, generosity, stewardship, philanthropy, purpose, and building a legacy that outlives you. Find more resources at RichYoungPowerful.com/blog . Check out our YouTube channel at Everyday Philanthropist and grab a copy of Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book . Please subscribe, rate, and review! Subscribe to the Everyday Philanthropist YouTube channel for more https://www.youtube.com/@RichYoungPowerful/videos For more resources go to RichYoungPowerful.com/blog Purchase Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book Follow on social media! Follow on TikTok www.tiktok.com/@andrew_mcnair Follow on LinkedIn https://www.linkedin.com/in/andrewsmcnair/ Instagram https://www.instagram.com/andrewmcnair/

August 14, 202610 min

Ep.97 - Can I Tithe My Time Instead of Money?

Can you tithe your time instead of your money? It’s a question Andrew McNair has been hearing more often—and underneath it is a much bigger conversation about tithing, generosity, stewardship, and the condition of our hearts. In this episode of Rich Young & Powerful, Andrew looks at what Scripture says about tithing, from the first fruits of the Old Testament to Jesus’ words to the Pharisees. He explains why giving your time, talents, and abilities can be an important part of serving God but why service shouldn’t simply become a substitute for financial giving. You’ll hear Andrew unpack: • Why the biblical tithe involved giving God the first and the best • Whether volunteering or professional services can count as your tithe • What Jesus’ rebuke of the Pharisees teaches us about obedience and the heart • Why giving money doesn’t exempt us from giving our time and talents • How generosity becomes much bigger than simply checking a 10% box • Why the tithe may be the beginning—not the end—of a generous life Ultimately, God doesn’t need our money or our time. Giving reminds us who everything belongs to and invites us into deeper dependence, worship, and participation in His work. Give your money. Give your time. Give your talents. And allow generosity to shape the way you live. Follow Rich Young & Powerful for more conversations about faith, generosity, stewardship, purpose, and building a legacy that outlives you. If this episode encouraged you, please follow the Rich Young & Powerful Podcast and leave a review. Your support helps us reach more people seeking wisdom on wealth, faith, purpose, and legacy Find more resources at RichYoungPowerful.com/blog . Check out our YouTube channel at Everyday Philanthropist and grab a copy of Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book . Please subscribe, rate, and review! Subscribe to the Everyday Philanthropist YouTube channel for more https://www.youtube.com/@RichYoungPowerful/videos For more resources go to RichYoungPowerful.com/blog Purchase Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book Follow on social media! Follow on TikTok www.tiktok.com/@andrew_mcnair Follow on LinkedIn https://www.linkedin.com/in/andrewsmcnair/ Instagram https://www.instagram.com/andrewmcnair/

August 7, 202610 min

Ep.96 - Is Tithing Only an Old Testament Law? What the Bible Really Says

Is tithing simply an Old Testament requirement that disappeared when Jesus fulfilled the law? It’s one of the most common arguments against tithing, but the biblical story of giving begins long before Moses and continues well into the New Testament. In this episode of Rich, Young & Powerful, Andrew McNair examines tithing throughout Scripture, beginning with Abraham and Jacob giving a tenth before the Mosaic law was ever established. He then turns to the early church, Paul’s teaching on cheerful generosity, and Jesus’ own words about tithing, justice, mercy, and the condition of our hearts. You’ll discover why the New Testament doesn’t lower the standard of generosity, but in many ways raises it—and why Christian giving should flow from gratitude, worship, and a transformed relationship with God rather than obligation alone. In this episode: • Did tithing exist before the Old Testament law? • What Abraham and Jacob teach us about giving • What Jesus actually said about tithing • Why the early church practiced radical generosity • Paul’s teaching on cheerful, voluntary giving • The difference between giving from obligation and giving from gratitude • Why generosity can become part of your Christian testimony • What your relationship with money may reveal about your heart If this conversation encourages or challenges you, follow Rich Young & Powerful and share this episode with someone who is thinking more deeply about faith, money, stewardship, and generosity. Invest your life into something that will outlive it. Now that’s living to give. Find more resources at RichYoungPowerful.com/blog . Check out our YouTube channel at Everyday Philanthropist and grab a copy of Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book . Please subscribe, rate, and review! Subscribe to the Everyday Philanthropist YouTube channel for more https://www.youtube.com/@RichYoungPowerful/videos For more resources go to RichYoungPowerful.com/blog Purchase Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book Follow on social media! Follow on TikTok www.tiktok.com/@andrew_mcnair Follow on LinkedIn https://www.linkedin.com/in/andrewsmcnair/ Instagram https://www.instagram.com/andrewmcnair/

July 31, 20268 min

Ep.95 - Tithing is the Floor, Not the Ceiling

Most people associate exponential growth with investing, technology, or business. But what could happen if your generosity—and your faith—began growing exponentially too? In this episode of Rich Young & Powerful, Andrew McNair explores the biblical principle of sowing and reaping found in 2 Corinthians 9. God provides seed not simply for us to consume or store away, but for us to sow into work that advances His Kingdom and blesses others. Andrew explains why tithing is not the finish line of generosity. It is the foundation—the first tenth, the floor rather than the ceiling. He also shares practical ways families can begin moving toward a full tithe without allowing every raise, promotion, tax refund, or cost-of-living adjustment to become another lifestyle upgrade. In this episode, you’ll discover: • Why financial uncertainty can reveal where we place our trust • The difference between consuming the seed and sowing it • How generosity strengthens faith and obedience • Practical ways to increase your giving over time • How to divide raises between giving, saving, and lifestyle • Why tithing prepares your heart for greater generosity Everything we have is first a gift from God. The question is not simply how much we possess, but how faithfully we are using what He has entrusted to us. Follow Rich Young & Powerful for more conversations about biblical generosity, faithful stewardship, purpose, wealth, and building a legacy that outlives you. Share this episode with someone who wants to become more intentional about giving and remember to invest your life into something that will outlive it. Now that’s living to give. Find more resources at RichYoungPowerful.com/blog . Check out our YouTube channel at Everyday Philanthropist and grab a copy of Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book . Please subscribe, rate, and review! Subscribe to the Everyday Philanthropist YouTube channel for more https://www.youtube.com/@RichYoungPowerful/videos For more resources go to RichYoungPowerful.com/blog Purchase Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book Follow on social media! Follow on TikTok www.tiktok.com/@andrew_mcnair Follow on LinkedIn https://www.linkedin.com/in/andrewsmcnair/ Instagram https://www.instagram.com/andrewmcnair/

July 24, 202610 min

Ep.94 - Biblical Stewardship: Money, Purpose, and the Life of Joseph

What changes when you stop seeing yourself as the owner of your wealth, time, talents, and opportunities? Biblical stewardship begins with one foundational truth: everything we have belongs to God. We are not owners; we are entrusted managers. That changes the question from, “How little do I need to give?” to, “How much do I need to live on so I can use the rest for God’s purposes?” In this episode, Andrew McNair examines the life of Joseph and the lessons his story teaches us about faithful stewardship. Joseph remained diligent through betrayal, slavery, false accusations, imprisonment, and eventually extraordinary influence. Whether he was serving in Potiphar’s house, managing responsibilities in prison, or preparing an entire nation for famine, Joseph faithfully used what God placed in his hands. You’ll discover how stewardship: • Brings greater order and value to what has been entrusted to us • Gives peace and confidence to the people who depend on us • Requires faithfulness even when no one appears to be watching • Continues through adversity, disappointment, and unexpected detours • Calls us to obey God and trust Him with the final results Your possessions, influence, relationships, abilities, and wealth are only in your hands for a season. The question is not simply what you have accumulated, but how faithfully you are using it for God’s glory and the good of others. To learn more about Andrew’s personal stewardship journey, pick up a copy of The Giving Crisis through the link in the show notes. Follow Rich Young & Powerful for more conversations about biblical generosity, purposeful wealth, philanthropy, faith, and building a legacy that will outlive you. Find more resources at RichYoungPowerful.com/blog . Check out our YouTube channel at Everyday Philanthropist and grab a copy of Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book . Please subscribe, rate, and review! Subscribe to the Everyday Philanthropist YouTube channel for more https://www.youtube.com/@RichYoungPowerful/videos For more resources go to RichYoungPowerful.com/blog Purchase Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book Follow on social media! Follow on TikTok www.tiktok.com/@andrew_mcnair Follow on LinkedIn https://www.linkedin.com/in/andrewsmcnair/ Instagram https://www.instagram.com/andrewmcnair/

July 17, 20269 min

Ep.93 - Protection, Liquidity & Return

Every investment comes with a tradeoff. You may want protection from loss, immediate access to your money, and an attractive rate of return—but no single investment can fully provide all three. In this episode, Andrew McNair introduces the PLR framework: Protection, Liquidity, and Return. These are the three questions every investor should consider before putting money to work. Andrew explains: • Why avoiding all risk can create risks of its own • How inflation can quietly reduce your purchasing power • Why liquidity creates both flexibility and opportunity • When holding too much cash may work against your long-term goals • How the pursuit of higher returns can lead investors into costly decisions • Why diversification is essential when balancing protection, liquidity, and growth You’ll also hear how fear and greed can influence investment decisions and why a wise strategy begins by understanding what you are gaining and what you are giving up. Because the goal is not simply to earn the highest possible return. It is to steward your resources wisely, protect what you have built, and invest with clarity. Follow Rich, Young & Powerful for thoughtful conversations about wealth, faith, generosity, purpose, and building a legacy that outlives you. This episode is for educational purposes only and should not be considered individualized investment advice. Find more resources at RichYoungPowerful.com/blog . Check out our YouTube channel at Everyday Philanthropist and grab a copy of Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book . Please subscribe, rate, and review! Subscribe to the Everyday Philanthropist YouTube channel for more https://www.youtube.com/@RichYoungPowerful/videos For more resources go to RichYoungPowerful.com/blog Purchase Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book Follow on social media! Follow on TikTok www.tiktok.com/@andrew_mcnair Follow on LinkedIn https://www.linkedin.com/in/andrewsmcnair/ Instagram https://www.instagram.com/andrewmcnair/

July 10, 20269 min

Ep.92 - The 5 Hidden Dangers of Greed (And How to Break Free)

What if greed isn't about how much you have... but about what has your heart? Most people don't think they're greedy. Yet Scripture warns about greed more often than many sins we openly condemn because it's subtle, contagious, and incredibly difficult to recognize in ourselves. In this episode, Andrew McNair unpacks the five hidden dangers of greed, why our culture celebrates it, and how it quietly robs us of joy, generosity, and trust in God. If you've ever wondered why "more" never feels like enough—or how to cultivate a life marked by purpose instead of possessions—this conversation will challenge you in the best way. In this episode: • What greed really is (it's more than loving money) • Why greed is so difficult to recognize in ourselves • How comparison and consumer culture fuel discontentment • Why Scripture treats greed as a serious spiritual danger • The surprising cure that leads to lasting joy and freedom If this episode encouraged you, please follow the Rich Young & Powerful Podcast and leave a review. Your support helps us reach more people seeking wisdom on wealth, faith, purpose, and legacy. Find more resources at RichYoungPowerful.com/blog . Check out our YouTube channel at Everyday Philanthropist and grab a copy of Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book . Please subscribe, rate, and review! Subscribe to the Everyday Philanthropist YouTube channel for more https://www.youtube.com/@RichYoungPowerful/videos For more resources go to RichYoungPowerful.com/blog Purchase Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book Follow on social media! Follow on TikTok www.tiktok.com/@andrew_mcnair Follow on LinkedIn https://www.linkedin.com/in/andrewsmcnair/ Instagram https://www.instagram.com/andrewmcnair/

July 3, 20269 min

Ep.91 - When Philanthropy Is Wrong 3 Giving Mistakes That Miss the Heart

You can’t take it with you. In this episode of Rich Young & Powerful, Andrew McNair explores one of the most important questions for anyone pursuing success, wealth, and legacy: how should we steward what God has entrusted to us? Philanthropy is often seen as unquestionably good—but what if generosity can miss the point? Andrew unpacks three situations where philanthropy can be wrong: when it becomes a last resort, when it is done to impress others, and when it is used as a way to earn favor with God. Through Scripture, practical wisdom, and a powerful reminder from the Rockefeller estate, this episode challenges us to examine not just what we give, but why we give. If you want your life, wealth, and legacy to serve something eternal, this conversation will help you think differently about generosity, stewardship, and living to give. Find more resources at RichYoungPowerful.com/blog . Check out our YouTube channel at Everyday Philanthropist and grab a copy of Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book . Please subscribe, rate, and review! Subscribe to the Everyday Philanthropist YouTube channel for more https://www.youtube.com/@RichYoungPowerful/videos For more resources go to RichYoungPowerful.com/blog Purchase Andrew’s book, The Giving Crisis at RichYoungPowerful.com/book Follow on social media! Follow on TikTok www.tiktok.com/@andrew_mcnair Follow on LinkedIn https://www.linkedin.com/in/andrewsmcnair/ Instagram https://www.instagram.com/andrewmcnair/