NGPF Podcast

Hosted by Next Gen Personal Finance

EducationInterviews guestsExplicit

Website RSS feed

Episodes

100

Latest episode

Oct 2026

Language

About the show

Next Gen Personal Finance (NGPF) is a nonprofit committed to guaranteeing that all U.S. high school students receive a personal finance course prior to graduating. NGPF has become the number one source for over 115,000 educators looking for high-quality, engaging personal finance curriculum to equip students with the skills they need to thrive in the future. The organization invests in teacher professional development with live Virtual Professional Development, 11 Certification Courses, and 40+ asynchronous On-Demand modules. All of its curriculum and professional development is provided at no cost. NGPF has been recognized by Common Sense Education as a "Top Website for Teachers to Find Lesson Plans" and also named NGPF a "Selection for Learning." Visit ngpf.org for more.

Listen to episodes

60 recent

October 21, 202643 min

How to Afford Anything

What if the most powerful shift in your financial education classroom isn't a new lesson, but a new way of talking about money? In this episode, Dr. Darla Bishop, author of How to Afford Everything, joins Yanely Espinal for an honest, energizing conversation about teaching money with possibility, not shame. From why struggling financially doesn't mean someone is "bad with money" to how small wins can build confidence, Bishop shares insights to help you connect with students whose financial realities don't always fit traditional advice. You'll leave with fresh ways to frame classroom conversations and a little encouragement for your own financial journey, too.

October 14, 202645 min

Losing Big & The Hidden Costs of America's Gambling Boom

NGPF Speaker Series: Historian Jonathan D. Cohen, author of Losing Big: America's Reckless Bet on Sports Gambling, explores how the rapid expansion of legalized gambling has reshaped American culture, policy, and personal finance. Sports betting is no longer just about who wins the game—and today's teens are growing up with a casino in their pocket. Jonathan talks about the apps, parlays, and prediction markets reshaping gambling. Hear why telling students "you'll never win" can backfire—and how educators can deliver a message that sticks.

October 9, 202648 min

On a Mission to Reshape Finance (10 years of Girls Who Invest)

Ten years ago, Seema Hingorani founded Girls Who Invest to close the gender gap in investment management, and today the nonprofit has trained more than 4,000 alumni, partnered with the biggest names on Wall Street, and built one of the most respected pipelines into finance! In this conversation, Seema shares what it took to build the organization and draw on a three-decade career that has spanned hedge funds, the $160 billion NYC Retirement Systems, and now Morgan Stanley Investment Management. She offers students a rare window into what a career in investment management really looks like.

October 6, 202655 min

The $5 Million Payoff for a Financially Literate High School Graduate

Could the lessons you teach today change your students' financial futures by millions of dollars? In "The $5 Million Payoff for a Financially Literate High School Graduate," Paul Merriman uses historical returns and hypothetical investing scenarios to make the case for starting early, keeping costs low, and staying invested. He explores how choices about stocks, bonds, retirement accounts, and automated saving can produce dramatically different long-term outcomes. Teachers will hear ideas for making those choices memorable, including a classroom display of financial literacy's lifetime benefits and quotes students can carry beyond graduation. Listen for a motivating reminder that financial education is about more than building wealth: it can help students imagine a future with greater security, generosity, and freedom.

October 6, 202655 min

Reasons to Invest in Index Funds

Is trying to beat the market actually holding your investments back? In this episode, investing educator Paul Merriman breaks down the case for index funds and explores how fees, taxes, and frequent trading can quietly chip away at your investment returns. He challenges common investing myths, explains why not all index funds are alike, and introduces approaches that look beyond the S&P 500. Plus, you'll hear what he learned during a memorable meeting with Vanguard's founder John Bogle, and why their retirement goals differed. Tune in to learn more about how a simpler investing approach could help you keep more of your money and stay focused on your financial future.

October 6, 202654 min

The Math and History of Investing

Could starting just five years earlier or keeping a little more of your investment returns for yourself really change your financial future by millions? In this episode, investing educator Paul Merriman explores the math and history behind small decisions with potentially life-changing results. He explains why fees matter, how diversification helps investors avoid chasing yesterday's winners, and why a market downturn can offer opportunities for someone just getting started. Whether you're investing yourself or teaching students, tune in for compelling examples that make long-term investing feel more approachable and reveal why you don't need to start big to think big!

September 13, 202643 min

Unfollow the Algorithm: Teaching Teens to Outsmart Marketing

Linda is the founder of Good For You Money, and she grew up translating bills for her immigrant parents in a two-bedroom apartment shared with strangers. She retired from corporate life at age 36! In this episode, Linda shares how she went from graduating into the Great Recession with five figures of student debt to achieving financial independence, and what a decade of managing nine-figure marketing budgets taught her about the tricks companies use to get into your wallet. Her hot take? Social media is NOT social! It's a marketplace, and if you're not buying or selling, you're the product. Tune in for practical ways teachers can help students spot the ads hiding in plain sight, overcome "money isn't for people like me" beliefs, and start building wealth from any starting point!

September 2, 202653 min

Building a World of Money Without Borders with Josh Contreras of Wise

Students are growing up in a 21st century global economy where money moves faster and farther than ever before. This session with the Wise Team will explore how modern financial technology is reshaping the way individuals, businesses, and nations interact economically. Dive into the latest innovations in fintech and digital banking, as well as the movement to have "money without borders" become a reality. You'll gain insights on how to bring global finance concepts into personal finance lessons and help your students connect their local financial literacy lessons to the global stage.

August 27, 202648 min

The Hi-5 Banking Method

Sahirenys Pierce is a financial educator, content creator, and author of The High-5 Banking Method. She will share why so many people struggle with money management despite having access to more financial advice than ever before. She breaks down her refreshingly simple "2 Checking, 3 Savings" system, built from her own experience navigating nearly $100K in debt and her son's open heart surgery. We explore how educators can use this framework to meet people where they are, why banking structure matters just as much as budgeting, and how to make financial literacy feel accessible for first-generation families and underbanked communities. Whether you're teaching in a classroom, leading a workshop, or mentoring one-on-one, this conversation will give you a practical tool your audience can actually stick with.

August 24, 202634 min

Why Financial Decisions Matter Earlier Than You Think

Fred Miller is a university professor and author of Earlier Than You Think: How Money, Time, and Simple Decisions Shape Your Future, a student-friendly personal finance book born from his two decades of teaching wellness courses. Drawing from his own experience of never having taken a personal finance course in high school, Fred explores how early financial knowledge—or its absence—quietly shapes our futures in ways we often don't recognize until much later.

Is this your show?

Claim this listing to keep it up to date, reach guests who want to pitch you, and manage bookings with Guestify.

Claim this listing