Debt-Free Latina

Hosted by Mayra Alejandra Garcia

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Episodes

103

Latest episode

Aug 2026

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About the show

Join financial coach Mayra Alejandra Garcia as she teaches how to grow your net worth and become a Debt-Free Latina! The purpose of this show is to inspire and motivate you to pursue your financial goals and be wise with your money.

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60 recent

August 18, 202628 min

An HR Insider's Guide to Negotiating Your Pay ft. Adriana Talks Dinero

#112 - Mayra sits down with Adriana — an HR professional of 13 years and the founder of Adriana Talks Dinero — to pull back the curtain on how pay negotiation actually works from the employer's side of the table. Adriana shares the layoff experience that pushed her to start her business, the data-backed way to ask for more money, why employers rarely rescind an offer over a negotiation, and the mindset and community shifts that make it easier to advocate for yourself. 📸 Follow Adriana Talks Dinero on Instagram @adrianatalksdinero 📸 Follow Mayra on Instagram @debtfree.latina 📓 Guide mentioned: https://adriana5.podia.com/guilt-free-loaded-the-unapologetic-latina-s-guide-to-getting-wealthy 🔔 Subscribe for more interviews with Latinas building wealth #HR #financialwellness #paynegotiation #careergrowth #Latinaempowerment #budgeting #mindset #communitysupport #negotiationstrategies #personalfinance

July 28, 202646 min

Breaking Money Taboos with Raylene Hernandez and Alejandra Magaña Gamero from Latinas Talk Dinero

#111 - Mayra sits down with Raylene Hernandez and Alejandra Maga ña Gamero , the duo behind Latinas Talk Dinero, to talk about how their friendship-turned-business started, why money has historically been a taboo topic in Latino households, and how community and resilience have carried each of them through real financial hardship. They close with their vision for a new culturally responsive coaching program and a free journal, Sueña en Grande . 📸 Follow Latinas Talk Dinero on Instagram @latinastalkdinero 📸 Follow Mayra on Instagram @debtfree.latina 📓 Journal Link : https://mailchi.mp/0bc6a81f3742/suena-en-grande 🔔 Subscribe for more interviews with Latinas building wealth #DebtFreeLatina #LatinasTalkDinero #LatinaFinance #MoneyTaboos #PersonalFinancePodcast

July 21, 20267 min

I'm Back: Inflation, the Job Market & the Housing Market Right Now

#110 - Mayra returns after time away to catch listeners up on her work helping clients get out of debt and build wealth. She then breaks down three forces shaping everyone's money right now — inflation, the job market, and the housing market — sharing her own recent job search experience along the way. She closes with her vision for the podcast's next chapter: listener call-ins, guest interviews, and expert collaborations. 📩 Email your money questions or topic requests: info@debtfreelatina.com 📲 DM on Instagram: @debtfree.latina 🎙️ Want to be a guest? Fill out the guest application form debtfreelatina.com/podcastguest 🔔 Subscribe and follow for upcoming interview episodes with Latinas in finance

January 7, 20269 min

How to Get Your Finances Organized for the New Year

#109 - In this episode of the Debt-Free Latina Podcast , Mayra shares a realistic and encouraging approach to starting the new year with your finances, without pressure to be perfect. She opens up about life transitions, motherhood, and becoming an almost–empty nester, and how those seasons mirror our financial journeys. Mayra explains why organization is the foundation of financial success and why something as simple as a planner, calendar, or notebook can completely change how you budget and plan your money. You’ll learn how to align your budget with real life, why having a clear financial goal makes budgeting sustainable, and how to start paying attention to your numbers without overwhelm. This episode is perfect for anyone who wants to get organized, stay consistent, and make real progress toward financial freedom in 2026, one step at a time. Ready to get your finances organized? Visit debtfreelatina.com to book a free call with Mayra and create a plan that fits your life and your goals. Follow Mayra on Instagram @debtfree.latina

January 14, 20258 min

Goal-Setting 101: Create Financial Milestones You Can Achieve

#108 - Setting goals is the foundation of any successful financial journey, but not all goals are equal. In this episode, we’re diving into how to set SMART financial goals that are realistic, actionable, and designed to keep you motivated. Whether saving for a big purchase, tackling debt, or building wealth, these strategies will help you break down your goals into manageable milestones. Let’s make 2025 the year you achieve what you dream of! What You’ll Learn in This Episode: The importance of setting financial goals and how they shape your journey. How to apply the SMART Goal Framework to your finances. Real-life examples of achievable financial milestones. Tips for staying on track and celebrating progress. Why reviewing and adjusting your goals is key to long-term success. Action Steps: Write down your top 3 financial goals for 2025 and ensure they are Specific, Measurable, Achievable, Relevant, and Time-bound . Break each goal into smaller milestones to track progress. Set calendar reminders to review your progress monthly. Find an accountability partner or join a financial community for support. Question of the Week: What’s one financial goal you’re setting for 2025? Share it with us on Instagram or in our Facebook group using #DebtFreeLatinaGoals! Follow & Subscribe: Enjoyed this episode? Don’t forget to subscribe to the Debt-Free Latina Podcast so you never miss a new episode. Leave a review and share this episode with someone ready to crush their financial goals in 2025!

January 7, 202510 min

New Year, Fresh Start – Budgeting for a Successful 2025

#107 - Welcome to the first episode of 2025! It’s the perfect time to set the foundation for financial success this year. In this episode, we’ll walk you through the steps to create a fresh budget, reflect on your 2024 spending habits, and set realistic goals for 2025. Whether you’re working to pay off debt, save for a big goal, or simply take control of your finances, this episode is packed with actionable tips to help you start strong. Let’s make this your best financial year yet! What You’ll Learn in This Episode: Why the new year is the best time to reevaluate your finances. A step-by-step guide to creating a budget from scratch. How to set SMART financial goals for 2025. Tools and resources to track your spending and savings. Tips for maintaining motivation throughout the year. Action Steps: Reflect on your 2024 spending habits: What worked, and what needs improvement? Create a simple monthly budget to track income, expenses, and savings. Write down 2-3 financial goals for 2025 and make them specific and measurable. Download a budgeting app or use a printable tracker to stay organized. Share Your Goals! We’d love to hear about your 2025 financial goals! Share them on Instagram or in our Facebook group using the hashtag #DebtFreeLatinaGoals. Let’s inspire each other to stay accountable this year. Follow & Subscribe: If you enjoyed this episode, subscribe to the Debt-Free Latina Podcast so you never miss an update. Don’t forget to leave a review and share this episode with a friend ready to start their financial journey!

September 10, 202410 min

Celebrate the Milestones Along Your Journey

#106 - In this Episode, Mayra explains how it's important to make an effort to celebrate the milestones along your debt-free journey. You may lose momentum because the trip can be long and hard. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

September 3, 202412 min

5 Reasons You Need a Strong WHY!

#105 - In this episode, Mayra explains reasons for having a strong definition behind your debt-free journey. The going will get tough, there are going to be many distractions along the way. A strong WHY, helps us stay focused on the course and not deviate from the goal. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

August 27, 202413 min

A Budget is a Mirror into Your Priorities

#104 - In this episode, Mayra explains the idea that how we manage money is a reflection of what is important to us. We need to make sure that what we strive for is included as well. Are your goals clearly defined in your budget? Does impulsiveness dominate your emotions and decisions? If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

June 18, 20249 min

An Alternative to the Envelope System

#103 - In this episode, Mayra discusses what types of bank accounts she has. What her banking structure looks like and the alternative option to the envelope system. We usually tend to overspend on food and entertainment. This strategy has been beneficial in the past few months. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

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