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Debt-Free Latina

Debt-Free Latina

Hosted by Mayra Alejandra Garcia

Episodes

100

Latest episode

Jan 2026

Language

EN

About the show

Join financial coach Mayra Alejandra Garcia as she teaches how to grow your net worth and become a Debt-Free Latina! The purpose of this show is to inspire and motivate you to pursue your financial goals and be wise with your money.

Listen to episodes

60 recent
January 7, 20269 min

How to Get Your Finances Organized for the New Year

#109 - In this episode of the Debt-Free Latina Podcast, Mayra shares a realistic and encouraging approach to starting the new year with your finances, without pressure to be perfect. She opens up about life transitions, motherhood, and becoming an almost–empty nester, and how those seasons mirror our financial journeys. Mayra explains why organization is the foundation of financial success and why something as simple as a planner, calendar, or notebook can completely change how you budget and plan your money.You’ll learn how to align your budget with real life, why having a clear financial goal makes budgeting sustainable, and how to start paying attention to your numbers without overwhelm. This episode is perfect for anyone who wants to get organized, stay consistent, and make real progress toward financial freedom in 2026, one step at a time.Ready to get your finances organized? Visit debtfreelatina.com to book a free call with Mayra and create a plan that fits your life and your goals.Follow Mayra on Instagram @debtfree.latina

January 14, 20258 min

Goal-Setting 101: Create Financial Milestones You Can Achieve

#108 - Setting goals is the foundation of any successful financial journey, but not all goals are equal. In this episode, we’re diving into how to set SMART financial goals that are realistic, actionable, and designed to keep you motivated. Whether saving for a big purchase, tackling debt, or building wealth, these strategies will help you break down your goals into manageable milestones. Let’s make 2025 the year you achieve what you dream of!What You’ll Learn in This Episode:The importance of setting financial goals and how they shape your journey.How to apply the SMART Goal Framework to your finances.Real-life examples of achievable financial milestones.Tips for staying on track and celebrating progress.Why reviewing and adjusting your goals is key to long-term success.Action Steps:Write down your top 3 financial goals for 2025 and ensure they are Specific, Measurable, Achievable, Relevant, and Time-bound.Break each goal into smaller milestones to track progress.Set calendar reminders to review your progress monthly.Find an accountability partner or join a financial community for support.Question of the Week:What’s one financial goal you’re setting for 2025? Share it with us on Instagram or in our Facebook group using #DebtFreeLatinaGoals!Follow & Subscribe:Enjoyed this episode? Don’t forget to subscribe to the Debt-Free Latina Podcast so you never miss a new episode. Leave a review and share this episode with someone ready to crush their financial goals in 2025!

January 7, 202510 min

New Year, Fresh Start – Budgeting for a Successful 2025

#107 - Welcome to the first episode of 2025! It’s the perfect time to set the foundation for financial success this year. In this episode, we’ll walk you through the steps to create a fresh budget, reflect on your 2024 spending habits, and set realistic goals for 2025. Whether you’re working to pay off debt, save for a big goal, or simply take control of your finances, this episode is packed with actionable tips to help you start strong. Let’s make this your best financial year yet!What You’ll Learn in This Episode:Why the new year is the best time to reevaluate your finances.A step-by-step guide to creating a budget from scratch.How to set SMART financial goals for 2025.Tools and resources to track your spending and savings.Tips for maintaining motivation throughout the year.Action Steps:Reflect on your 2024 spending habits: What worked, and what needs improvement?Create a simple monthly budget to track income, expenses, and savings.Write down 2-3 financial goals for 2025 and make them specific and measurable.Download a budgeting app or use a printable tracker to stay organized.Share Your Goals!We’d love to hear about your 2025 financial goals! Share them on Instagram or in our Facebook group using the hashtag #DebtFreeLatinaGoals. Let’s inspire each other to stay accountable this year.Follow & Subscribe:If you enjoyed this episode, subscribe to the Debt-Free Latina Podcast so you never miss an update. Don’t forget to leave a review and share this episode with a friend ready to start their financial journey!

September 10, 202410 min

Celebrate the Milestones Along Your Journey

#106 - In this Episode, Mayra explains how it's important to make an effort to celebrate the milestones along your debt-free journey. You may lose momentum because the trip can be long and hard. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

September 3, 202412 min

5 Reasons You Need a Strong WHY!

#105 - In this episode, Mayra explains reasons for having a strong definition behind your debt-free journey. The going will get tough, there are going to be many distractions along the way. A strong WHY, helps us stay focused on the course and not deviate from the goal. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

August 27, 202413 min

A Budget is a Mirror into Your Priorities

#104 - In this episode, Mayra explains the idea that how we manage money is a reflection of what is important to us. We need to make sure that what we strive for is included as well. Are your goals clearly defined in your budget? Does impulsiveness dominate your emotions and decisions?If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

June 18, 20249 min

An Alternative to the Envelope System

#103 - In this episode, Mayra discusses what types of bank accounts she has. What her banking structure looks like and the alternative option to the envelope system. We usually tend to overspend on food and entertainment. This strategy has been beneficial in the past few months. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

March 27, 202410 min

Don't Let Your Past Dictate Your Future

#102 - In this episode, Mayra discusses why it's important to let go of the past and focus on your future. It's important to have clear goals and know where you and your family are headed financially. We have all made mistakes in the past, it's what we do going forward that really matters. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

March 20, 202426 min

Cultura and Cash with Giovanna Gonzalez

#101 - In this episode, Mayra has a special guest on the show.  Giovanna Gonzalez is the author of the new money book Cultura and Cash. The book is specifically for first-gen Latinas ready to learn practical and jargon-free financial literacy concepts.  Giovanna shares her life experiences of growing up in a bi-cultural home.  She explains the new term "Loud Budgeting" and shares how health challenges shaped her financial journey. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

February 28, 202415 min

100 Episodes of Financial Discovery: My Journey Unveiled

#100 - In this episode, Join Mayra in celebrating a milestone moment as we unveil the culmination of 100 episodes dedicated to financial discovery and empowerment. In this special episode, she reflects on the transformative journey including sharing insights, lessons, and moments of revelation. From debunking myths to embracing the wealth mindset, each episode has been a step forward in her quest for financial enlightenment.  If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

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