
Behind the Score: What Credit Bureaus Don't Tell You with Michelle Way, Credit Consultant
What does your credit card say about you? More than you might think! You could have an excellent credit score, pay your bills on time, and still struggle to get approved for a loan. So what are lenders actually looking at? Dr. April Murdaugh welcomes Michelle Way, credit coach , for an eye-opening conversation about why your creditworthiness goes beyond your credit score, what your credit history reveals, and how seemingly small decisions can affect your financial opportunities. Here's something you can check today: Your credit card has a payment due date AND a statement closing date, and they matter for different reasons! One helps you avoid late payments, while the other generally determines which balance gets reported to the credit bureaus. And that's just one of the surprising things Michelle shares about how credit really works. You may be making decisions you think are helping your credit when they're actually working against you. Key Takeaways: Why a great credit score doesn't always mean you're creditworthy. The difference between your credit card's due date and reporting date, and why both matter. What your credit history reveals and how to avoid mistakes that could hurt your financial opportunities. Episode Resources: 10/22 Join the Credit Coach's Webinar: https://calendly.com/w2wfinancial/creditconfidence www.HudHomeStore.com www.FactorTrust.com

